287 Pine St, Gardner, MA, 01440
About This Home
Take your pick!! Both units are to be delivered vacant This well-maintained two-family property presents an excellent opportunity for investors or owner-occupants seeking rental income. The first-floor unit features a comfortable 1-bedroom layout with the option of adding a second bedroom. As well as the convenience of laundry located in the basement. The second-floor unit offers 2 bedrooms and a functional floor plan designed for comfortable living, with laundry hookups in unit. Both units showcase beautiful hardwood floors, adding warmth and character throughout. With separate living spaces and strong rental appeal, this property is ideal for expanding your investment portfolio or generating supplemental income. Ample off street parking. Detached garage for potential additional income. Both units will be delivered empty. Conveniently located within walking distance to grocery, bus routes and full of potential, this multi-family home is a fantastic opportunity you won't want to miss. Schedule your showing today!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Conventional (2x4-2x6)
Type & Style
- Home type: MultiFamily
- Property subType: 2 Family - 2 Units Up/Down
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Interior Entry,Concrete,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bathroom With Tub & Shower,Internet Available - Unknown,Ceiling Fan(s),Living Room,Kitchen,Laundry Room
- Flooring: Hardwood
- Finished area above ground: 1,738
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,738
- Total interior livable area: 1,738 sqft
Property
Details
- Parcel number: M:0R22 B:0016 L:0042,3536733
- Zoning: R1
- Exclusions: 2nd Floor Washer And Dryer. Tenants Personal Property.
Lot
- Lot size: 8,037 sqft
- Features: Gentle Sloping
Parking
- Total spaces: 5
- Parking features: Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $472 | $5,664 |
| Electricity | $354 | $4,259 |
| Total | $3,015 | $36,180 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Contingent | $399,000 |
| 2026-07-22 | Listed for sale | $399,000 |
| 2026-07-13 | Contingent | $399,000 |
| 2026-06-24 | Listed for sale | $399,000 |
| 2020-10-23 | Sold | $191,000 |
| 2020-08-15 | Listed for sale | $184,900 |
| 2002-01-02 | Sold | $121,000 |
| 1995-12-29 | Sold | $30,000 |
View on Zillow