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53 Peabody St, Gardner, MA, 01440

6beds
2baths
1,756sqft
$415,000
$236price/sqft
$3,120/moest. monthly cost
$124,800/yrincome needed

About This Home

Discover the charm of 53 Peabody St, a welcoming single-family residence offering 1756 square feet of comfortable living space in Gardner, MA. This inviting home is ready for you to move in and begin your next chapter. The heart of this home is undoubtedly the kitchen, dinning and living area, thoughtfully designed for a big family or large gatherings. With six bedrooms and one and a half bathrooms, there's ample space for everyone. A built-in garage provides convenient parking, while the private yard offers a serene outdoor retreat. The property also includes a basement, adding valuable storage or potential for future expansion. This property offers an exceptional opportunity to embrace a comfortable and convenient lifestyle.The property was recently renovated, new boiler was installed all new paint, refinished hard wood floors, updated kitchen and bathrooms, all new light and water fixtures. This home is move in ready!

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Gardner Middle SchoolGrades 5-71.2 mi
4/10
Gardner High SchoolGrades 8-120.9 mi
2/10
Gardner Elementary SchoolGrades PK-41.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter,Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Refrigerator,Range Hood
  • Laundry features: In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Garage Access,Concrete,Unfinished

Bathroom1

  • Level: First
  • Area: 51.83

Bathroom2

  • Features: Bathroom - Half
  • Level: Second
  • Area: 37.4421

Bedroom2

  • Level: First
  • Area: 121.899999999

Bedroom3

  • Level: Second
  • Area: 124.806999999

Bedroom4

  • Level: Second
  • Area: 147.96

Bedroom5

  • Level: Second
  • Area: 178.76

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 126.49

Features

  • Mud Room,Bedroom,Finish - Sheetrock
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Wood,Vinyl
  • Finished area above ground: 1,756

Heating & Cooling

  • Heating features: Steam,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,756
  • Total interior livable area: 1,756 sqft

Kitchen

  • Level: First
  • Area: 213.3

Living Room

  • Level: First
  • Area: 166.4

Master Bathroom

  • Features: No

Master Bedroom

  • Level: First
  • Area: 155.25

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:R22 B:6 L:46,3536772
  • Zoning: re
  • Foundation area: 1064

Features

  • Patio & porch: Porch - Enclosed
  • Exterior features: Porch - Enclosed,Rain Gutters,Fenced Yard
  • Fencing: Fenced

Lot

  • Lot size: 6,699 sqft
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Under,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$178$2,136
Property Taxes $490$5,880
Electricity $354$4,259
Total$3,120$37,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,971/yr
40% on housing$93,600/yr
45% on housing$83,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 01440$551
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01440$248
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$415,000
2026-07-09Listed for sale$425,000
2025-06-13Sold$250,000
2025-04-02Listed for sale$250,000
2009-02-20Sold$75,900
2008-05-29Listing removed$124,900
2008-05-28Price change$124,900
2008-04-27Price change$144,900
2008-03-19Listed for sale$159,900
2004-05-17Sold$153,500

For Sale by Agent

AgentYmanol Arriola
BrokerageKeller Williams Realty North Central

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