205 Pine St, Gardner, MA, 01440
About This Home
This well maintained three family property presents an excellent investment opportunity in a convenient location close to shopping, schools, major highways, and a variety of local amenities.The basement unit features a one bedroom apartment with electric heat. The first floor unit offers two bedrooms and is heated by a gas on gas heating system with separate electric service. The third floor unit also includes two bedrooms, gas on gas heat, and separate electric service. All tenants are responsible for paying their own utilities, making this an attractive income producing property.Additional features include two tandem parking spaces assigned to each unit and a spacious shared backyard, providing ample outdoor space for residents to enjoy.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Concrete Perimeter
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: 3 Family
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Washer & Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Finished,Walk-Out Access,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Bathroom With Tub,Living Room,Kitchen,Sunroom,Mudroom
- Flooring: Wood,Carpet
- Finished area above ground: 1,816
Heating
- Heating features: Natural Gas,Electric
Interior Area
- Total structure area: 1,816
- Total interior livable area: 1,816 sqft
Property
Details
- Parcel number: M:0R22 B:0011 L:0056,3536788
- Zoning: R1
Features
- Patio & porch: Enclosed
Lot
- Lot size: 0.26 Acres
Parking
- Total spaces: 6
- Parking features: Paved Drive,Assigned
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $620 | $7,440 |
| Electricity | $358 | $4,297 |
| Total | $3,858 | $46,296 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $515,000 |
| 2026-07-14 | Listed for sale | $525,000 |
| 2021-03-24 | Listing removed | -- |
| 2018-11-29 | Listing removed | $825 |
| 2018-11-17 | Listed for rent | $825 |
| 2018-11-13 | Sold | $190,000 |
| 2018-09-10 | Price change | $197,500 |
| 2018-08-28 | Listed for sale | $199,900 |
| 2018-08-28 | Pending sale | $199,900 |
| 2018-07-18 | Listed for sale | $199,900 |
| 2013-07-08 | Sold | $135,000 |
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