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83 Chestnut St, Gardner, MA, 01440

5beds
2baths
2,745sqft
$474,900
$173price/sqft
$3,707/moest. monthly cost
$148,280/yrincome needed

About This Home

Stately early-1900s Colonial Revival with a classic wraparound porch, once part of Gardner’s notable Heywood-Wakefield Company legacy. Offering 4 to 7 Bedrooms on 3+ finished levels and over 2,700 sq ft, this home blends historic craftsmanship with thoughtful modern updates. Updated kitchen showcases beautiful granite countertops and abundant cabinetry, and full bath has been tastefully remodeled with double-sink vanity and more. Additional features include restored hardwood floors, chestnut doors, detailed wainscoting, custom built-in china and linen cabinets. An inviting foyer with window seat and grand staircase leads to spacious living and dining rooms with high ceilings and fireplace. Additional updates include furnace and vinyl windows. detached 3 level garage with electric and a large yard area.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

2/10
Gardner Elementary SchoolGrades PK-40.3 mi
4/10
Gardner High SchoolGrades 8-120.6 mi
2/10
Gardner Middle SchoolGrades 5-70.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Irregular
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Colonial Revival
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Concrete

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 144

Bedroom4

  • Level: Second
  • Area: 90

Bedroom5

  • Level: Third
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Wainscoting, Lighting - Overhead, Decorative Molding
  • Level: Main,First
  • Area: 154

Features

  • Window Seat,Entrance Foyer,Exercise Room,Home Office
  • Window features: Screens
  • Flooring: Tile,Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes
  • Finished area above ground: 2,745

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Other

Interior Area

  • Total structure area: 2,745
  • Total interior livable area: 2,745 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Exterior Access, Recessed Lighting, Remodeled
  • Level: Main,First
  • Area: 126

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood, Cable Hookup, Lighting - Overhead
  • Level: Main,First
  • Area: 182

Master Bedroom

  • Level: Second
  • Area: 182

Office

  • Level: Third

Property

Details

  • Parcel number: 3537197
  • Zoning: R3
  • Foundation area: 1008

Features

  • Patio & porch: Porch
  • Exterior features: Porch,Rain Gutters,Screens,Garden
  • Waterfront features: Lake/Pond,1/2 to 1 Mile To Beach,Beach Ownership(Public)
  • Frontage length: 63.00

Lot

  • Lot size: 9,556 sqft

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener,Storage,Workshop in Garage,Paved Drive,Off Street,Tandem,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$204$2,448
Property Taxes $561$6,732
Electricity $541$6,495
Total$3,707$44,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,097/yr
40% on housing$111,210/yr
45% on housing$98,853/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 01440$553
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01440$248
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$490,000
2017-04-12Sold$131,969
2017-02-15Pending sale$127,500
2017-02-08Price change$127,500
2017-01-05Price change$137,500
2016-12-06Pending sale$147,500
2016-11-18Price change$147,500
2016-10-20Price change$162,500
2016-09-15Listed for sale$172,500
2016-07-13Sold$129,000
2006-11-30Sold$262,500
1998-11-17Sold$130,000
1997-08-19Sold$109,900

For Sale by Agent

AgentEquity Discovery Team
BrokeragePradium Realty

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