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193 Woodland Ave, Gardner, MA, 01440

4beds
1baths
1,942sqft
$385,000
$198price/sqft
$2,949/moest. monthly cost
$117,960/yrincome needed

About This Home

Charm, warmth, and room to spread out, this lovingly maintained Cape has been cared for by the same owners for the last 23 years. From the moment you're inside the exposed wood beam ceilings and hardwood floors bring a cozy, timeless feel that instantly feels like home. The flexible layout offers two spacious bedrooms on the second floor, plus two additional bedrooms and a full bath on the main level, giving plenty of options for guests, or home office space. Downstairs, you’ll find two finished bonus rooms in the basement perfect for a playroom, gym, hobby space, or storage. Outside, the beautifully maintained landscaping creates a private little pocket of calm, while the parking situation is basically the unicorn of city living: on-street parking in front, plus a 1-car garage/workshop area and ample off-street parking in the rear off Green Street for 5+ vehicles and a NEW ROOF done in 2025! Warm, inviting, and clearly cared for over the years, this home is ready for its next owners.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Gardner Middle SchoolGrades 5-70.7 mi
4/10
Gardner High SchoolGrades 8-120.4 mi
2/10
Gardner Elementary SchoolGrades PK-40.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Concrete

Bathroom1

  • Features: Bathroom - Full, Flooring - Vinyl
  • Level: First

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Main,First

Bedroom4

  • Features: Flooring - Hardwood
  • Level: Main,First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Hardwood
  • Level: Main,First

Features

  • Flooring: Carpet,Hardwood
  • Finished area below ground: 924
  • Finished area above ground: 1,942

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Steam,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 1,942 sqft

Kitchen

  • Features: Flooring - Laminate, Dining Area, Deck - Exterior
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood
  • Level: Main,First

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: 3537829
  • Zoning: R1
  • Foundation area: 1092

Features

  • Patio & porch: Porch,Deck - Wood
  • Exterior features: Porch,Deck - Wood,Rain Gutters,Garden,Stone Wall
  • Frontage length: 58.00

Lot

  • Lot size: 8,792 sqft

Parking

  • Total spaces: 6
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$166$1,992
Property Taxes $455$5,460
Electricity $382$4,595
Total$2,949$35,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,108/yr
40% on housing$88,470/yr
45% on housing$78,640/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 01440$552
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01440$248
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$385,000
2003-09-30Sold$154,000
2002-10-01Sold$150,000

For Sale by Agent

AgentVictoria Jeffrey
BrokerageReal Estate Exchange

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