280 Stone St, Gardner, MA, 01440
About This Home
Lovingly maintained in the same family for decades, this exquisite property is ready for its new owner. Contemporary design house consisting of open concept kitchen with eat in area dining room, sundrenched living room, full bath and laundry room on first floor. Second floor has master bedroom with large walk-in closet and balcony access, provides panoramic views, picturesque sunsets, overlooks the lush greenery and breathtaking scenery. Second floor also has an additional spacious bedroom and full bath. Top to bottom this home has a truly welcoming atmosphere and offers complete privacy. Equestrian/Horse Enthusiasts? Additional bonuses include ample closet space throughout, bluestone patio, new roofs, newer artesian well, supplemental wood stove for heating, 3 car garage w/heated family room that also boasts a composite deck. Minutes from Heywood Hospital, Gardner golf course, MWCC and Wachusett Mt. Ski Area. Appreciate all 4 seasons of "stay-cation" at your very own pastoral oasis.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone,Brick/Mortar
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Plumbed For Ice Maker
- Laundry features: Flooring - Laminate,First Floor,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Bulkhead,Concrete
Bathroom1
- Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Laminate
- Level: First
Bathroom2
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
- Level: Second
Bedroom2
- Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring - Wall to Wall Carpet
- Level: First
Family Room
- Features: Skylight, Ceiling Fan(s), Flooring - Wall to Wall Carpet, Balcony / Deck, Exterior Access, Gas Stove
Features
- Door features: Insulated Doors
- Window features: Insulated Windows
- Flooring: Tile,Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area above ground: 1,508
Heating & Cooling
- Heating features: Baseboard,Oil,Wood
- Cooling features: None
Interior Area
- Total structure area: 1,508
- Total interior livable area: 1,508 sqft
Kitchen
- Features: Ceiling Fan(s), Flooring - Stone/Ceramic Tile
- Level: First
Living Room
- Features: Skylight, Ceiling Fan(s), Flooring - Stone/Ceramic Tile
- Level: First
Master Bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Deck - Exterior, Slider
- Level: Second
Property
Details
- Parcel number: M:R42 B:7 L:8,3537888
- Zoning: R2
Features
- Patio & porch: Deck - Composite,Patio
- Exterior features: Deck - Composite,Patio
- Has view: Yes
- View description: Scenic View(s)
Lot
- Lot size: 3.06 Acres
- Features: Wooded,Cleared
Parking
- Total spaces: 13
- Parking features: Detached,Storage,Oversized,Off Street
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,983 | $35,796 |
| Home Insurance * | $254 | $3,048 |
| Property Taxes | $698 | $8,376 |
| Electricity | $354 | $4,259 |
| Total | $4,289 | $51,468 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $595,900 |
| 2026-02-02 | Price change | $598,900 |
| 2025-12-04 | Listed for sale | $599,900 |
| 2025-04-25 | Listing removed | $895,000 |
| 2024-10-25 | Listed for sale | $895,000 |
| 1981-02-24 | Sold | $10,000 |
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