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53 Ridgewood Ln APT 16, Gardner, MA, 01440

2beds
1baths
675sqft
$190,000
$281price/sqft
$1,619/moest. monthly cost
$64,760/yrincome needed

About This Home

Why pay rent when you can own your own condo. This unit is tastefully renovated throughout and leaves nothing to do but move right in. On-site laundry and storage add to the many of amenities offered in this complex. Conveniently located! On site management!! Well cared for landscaped complex to include an inground pool and playground to enjoy with family and friends. All amenities close by with easy access to commute routes to make your work commute easy and convenient to wherever you need to go. Don't let this one pass you buy schedule your showing today.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

2/10
Gardner Middle SchoolGrades 5-70.3 mi
4/10
Gardner High SchoolGrades 8-120.3 mi
2/10
Gardner Elementary SchoolGrades PK-40.6 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 1993

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator
  • Laundry features: In Basement,Common Area,In Building

Bedroom2

  • Features: Flooring - Laminate
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Laminate
  • Level: First

Features

  • Flooring: Laminate
  • Finished area above ground: 675
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Unit Control
  • Cooling features: Wall Unit(s),Individual,Unit Control

Interior Area

  • Total structure area: 675
  • Total interior livable area: 675 sqft

Living Room

  • Features: Flooring - Laminate
  • Level: First

Master Bedroom

  • Features: Flooring - Laminate
  • Level: First

Property

Details

  • Parcel number: 3539101
  • Zoning: 1021
  • Other equipment: Intercom

Parking

  • Total spaces: 2
  • Parking features: Off Street,Common,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$81$972
Property Taxes $224$2,688
Electricity $354$4,259
Total$1,619$19,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,508/yr
40% on housing$48,570/yr
45% on housing$43,173/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 01440$554
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01440$248
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$190,000
2026-03-25Listing removed$185,000
2025-09-25Listed for sale$185,000
1986-09-01Sold$64,900

For Sale by Agent

AgentDeborah Ticknor
BrokerageWilliam Raveis R.E. & Home Services

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