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118 North St, Grafton, MA, 01519

3beds
2baths
2,296sqft
$550,000
$240price/sqft
$4,022/moest. monthly cost
$160,880/yrincome needed

About This Home

Discover this charming, meticulously maintained Ranch/Multi-Level home at 118 North St, North Grafton, MA—perfectly blending comfort and convenience! Pride of ownership shines in every upgrade: two gut-renovated bathrooms, finished basement, new 4-zone oil boiler, tank, hot water heater, electrical, plumbing, and transferable lifetime exterior warranties. Set on a private 1-acre lot amid lush greenery and conservation land, enjoy commuter access without sacrificing serenity. The spacious fenced backyard is ideal for BBQs, play, and outdoor fun. Inside, a cozy living room flows to an updated kitchen with granite counters and rich wood cabinets. Natural light floods the dining area with gleaming hardwood floors. Three generous bedrooms upstairs, plus a versatile family room and bonus space in the basement. With 2,296 sq ft, 2-car garage, 6 parking spots, and amenities like trails, golf, and schools nearby—this 1966 gem offers it all!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10
Grafton Middle SchoolGrades 7-81.1 mi
7/10
Grafton High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Basement

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Bonus Room,High Speed Internet
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Vinyl,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,008
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,296 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:0038 B:0000 L:0003.0,1525101
  • Zoning: R4

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Exterior features: Patio,Rain Gutters,Screens,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 1.00 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Insulated,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$153$1,836
Property Taxes $636$7,632
Electricity $452$5,433
Total$4,022$48,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,897/yr
40% on housing$120,660/yr
45% on housing$107,253/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 01519$315
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01519$316
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$620,000
2024-07-15Sold$585,000
2024-05-01Listed for sale$599,950
2016-12-28Sold$298,000
2016-10-12Listed for sale$319,900
2014-10-03Sold$260,000
2014-08-25Pending sale$279,900
2014-08-11Listed for sale$279,900
2008-05-28Sold$269,000
2002-10-25Sold$260,000
1988-06-17Sold$209,900

For Sale by Agent

AgentBrendon Sullivan-Monson
BrokerageStartPoint Realty

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