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128 Providence Rd, Grafton, MA, 01519

3beds
2baths
1,680sqft
$565,000
$336price/sqft
$4,020/moest. monthly cost
$160,800/yrincome needed

About This Home

Welcome to this beautifully renovated 3-bedroom home in desirable Grafton, set on a spacious 3/4-acre lot. This move-in ready property offers a functional and inviting layout with modern updates throughout. The upper level features three comfortable bedrooms and a full bathroom, while the main level includes a bright kitchen, dining area, and living room, along with a convenient half bath—ideal for everyday living and entertaining. Recent renovations include a brand-new kitchen, updated bathrooms with new toilets and sinks, fresh paint throughout, and new flooring, giving the home a clean and contemporary feel. Additional highlights include oil heat, a large backyard perfect for outdoor enjoyment, and a location close to local schools, shopping, and commuter routes. Seller offering a credit at closing toward buyer’s closing costs. Don’t miss this opportunity to own a fully updated home in a great location.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
7/10
Grafton Middle SchoolGrades 7-81.2 mi
7/10
Grafton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Dishwasher,Microwave,Range,Refrigerator,Freezer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Vinyl,Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Master Bathroom

  • Features: No

Property

Details

  • Parcel number: 1527545
  • Zoning: RMF
  • Exclusions: Decor Elements

Features

  • Patio & porch: Deck
  • Exterior features: Deck
  • Waterfront features: Stream

Lot

  • Lot size: 0.75 Acres
  • Features: Easements

Parking

  • Total spaces: 4
  • Parking features: Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$157$1,884
Property Taxes $653$7,836
Electricity $354$4,259
Total$4,020$48,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,828/yr
40% on housing$120,600/yr
45% on housing$107,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 01519$310
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01519$316
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$599,000

For Sale by Agent

AgentJason Saphire
Brokeragewww.HomeZu.com

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