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132 Kilbourn Rd, Lancaster, MA, 01523

3beds
3baths
2,974sqft
$272,900
$92price/sqft
$2,435/moest. monthly cost
$97,400/yrincome needed

About This Home

Tremendous potential for the right buyer! This large 3–4 bedroom, 2.5 bath home offers a unique layout with generous square footage, multiple living spaces, and scenic views of a nearby stream. The property sits on a private lot and plenty of space for parking or future improvements. With creativity and vision, this home could be transformed into a one-of-a-kind retreat. Conveniently located near main routes yet tucked away in a quiet, natural setting, this is a great opportunity to restore a distinctive property in a peaceful location.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,974

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Other

Interior Area

  • Total structure area: 2,974
  • Total interior livable area: 2,974 sqft

Property

Details

  • Parcel number: M:038.0 B:0000 L:0084.0,3763184
  • Zoning: NK
  • Exclusions: Buyer Agent To Confirm All Information; Photos Are Edited To Improve Marketability. No Disclosures

Features

  • Exterior features: Other

Lot

  • Lot size: 0.46 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,379$16,548
Home Insurance *$102$1,224
Property Taxes $368$4,416
Electricity $586$7,037
Total$2,435$29,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,485/yr
40% on housing$73,050/yr
45% on housing$64,933/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 01523$272
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01523$296
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$329,900
2026-02-17Price change$344,900
2026-01-19Price change$359,900
2025-12-13Price change$374,900
2025-11-07Price change$384,900
2025-10-05Listed for sale$399,900
2025-08-26Sold$351,480
2025-07-28Listed for sale$385,000

For Sale by Agent

AgentThe Ponte Group
BrokerageKeller Williams South Watuppa

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