441 Townsend Harbor Rd, Lunenburg, MA, 01462
About This Home
Experience the ease of one-level living in this beautifully built 2022 ranch, offering approximately 1,500 square feet of thoughtfully designed space along the shores of Hickory Hills Lake. Designed for a simpler, low-maintenance lifestyle, this inviting home offers the perfect combination of modern comfort, quality construction, and peaceful waterfront living. The bright, open-concept floor plan creates an effortless flow for everyday living and entertaining, with scenic lake views and easy access to all that waterfront life has to offer. Spend your days kayaking, fishing, enjoying time by the water, or simply taking in the tranquil surroundings. The home features two generously sized bedrooms and two full bathrooms, including a spacious primary suite with a private en suite bath and walk-in closet. Modern finishes and thoughtful details are found throughout, while efficient propane forced-air heat and a heat pump for heating and cooling provide year-round comfort. Built with ease of ownership in mind, the property features durable vinyl siding, an architectural shingle roof, a septic system installed in 2022, and a generator hookup for added peace of mind. Whether you're looking to downsize, simplify, or simply enjoy the convenience of single-level living, this move-in-ready home offers an exceptional opportunity in desirable Lunenburg. Enjoy the serenity of Hickory Hills Lake while remaining convenient to local amenities, recreation, schools, and commuter routes. Come experience a lifestyle where home feels a little more like a retreat. Yearly HOA fee: $495.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Concrete Perimeter,Slab
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Tankless Water Heater,Range,Oven,Dishwasher,Refrigerator,Washer,Dryer,Range Hood
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Door features: Insulated Doors
- Window features: Insulated Windows
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Central,Forced Air,Heat Pump,Natural Gas,Propane,Leased Propane Tank
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Master Bathroom
- Features: Yes
Property
Details
- Parcel number: 1596854
- Zoning: RA
- Foundation area: 1500
Features
- Patio & porch: Deck,Deck - Vinyl
- Exterior features: Deck,Deck - Vinyl,Storage
- Has view: Yes
- View description: Scenic View(s),Water,Lake
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Lake/Pond,Direct Access,Frontage,0 to 1/10 Mile To Beach,Beach Ownership(Private,Association)
Lot
- Lot size: 0.34 Acres
- Features: Cleared,Level
Parking
- Total spaces: 5
- Parking features: Paved Drive,Off Street,Paved
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $804 | $9,648 |
| Electricity | $354 | $4,259 |
| Total | $4,799 | $57,588 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $675,000 |
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