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51 Spring St, Lunenburg, MA, 01462

3beds
2baths
2,508sqft
$879,000
$350price/sqft
$6,282/moest. monthly cost
$251,280/yrincome needed

About This Home

This stunning WATERFRONT property sits on LAKE SHIRLEY (no-wake area) offering 354 acres of recreation right at your doorstep. With amazing exterior features such as a deck w/unobstructed views of the lake, a private boat dock & your very own cabana, this property delivers! Updates include owned solar panels w/net metering, new roof (2025), propane heating system (2025), five mini splits for A/C (2018) & more! First level consists of a convenient mudroom, a full tiled bath, a bright kitchen w/granite counter tops, dining room w/custom built-in seating, a bedroom w/walk-in closet, a cozy sitting room w/fireplace & a spacious living room w/an abundance of windows to take in the fantastic view, plus access to the deck. The second level has an amazing primary suite w/dual walk-in closets, cathedral ceiling & flex space leading to a private balcony. As well as the 3rd bedroom, nursery/office, laundry room & full bath. This property offers an impressive lifestyle just in time for summer fun!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Lunenburg Primary SchoolGrades PK-22.6 mi
6/10
Lunenburg Middle SchoolGrades 6-82.8 mi
8/10
Lunenburg High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Frame,Conventional (2x4-2x6)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Water Treatment
  • Laundry features: Closet - Walk-in,Laundry Closet,Flooring - Hardwood,Electric Dryer Hookup,Recessed Lighting,Washer Hookup,Second Floor

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Radon Remediation System,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Recessed Lighting
  • Level: First
  • Area: 50

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub, Recessed Lighting
  • Level: Second
  • Area: 99

Bedroom2

  • Features: Closet, Flooring - Hardwood, French Doors
  • Level: Second
  • Area: 120

Bedroom3

  • Features: Walk-In Closet(s), Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Wall to Wall Carpet
  • Level: First
  • Area: 220

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: First
  • Area: 99

Features

  • Closet,Closet/Cabinets - Custom Built,Beamed Ceilings,Slider,Mud Room,Bonus Room,Nursery,Sitting Room
  • Door features: French Doors,Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Tile,Carpet,Hardwood,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,508

Heating & Cooling

  • Heating features: Electric Baseboard,Propane,Ductless,Fireplace
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,508
  • Total interior livable area: 2,508 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting, Stainless Steel Appliances
  • Level: First
  • Area: 154

Living Room

  • Features: Flooring - Stone/Ceramic Tile, Window(s) - Picture, French Doors, Deck - Exterior, Exterior Access
  • Level: Main,First
  • Area: 252

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Walk-In Closet(s), Flooring - Hardwood, French Doors
  • Level: Second
  • Area: 546

Property

Details

  • Parcel number: M:122.0 B:0063 L:0000.0,1599705
  • Zoning: RA
  • Exclusions: Chest Freezer In Basement,Small Tv Mounted In Main Floor Bedroom (Mount To Stay),Dyson Vac

Features

  • Patio & porch: Deck - Roof,Deck - Wood
  • Exterior features: Balcony / Deck,Deck - Roof,Deck - Wood,Balcony,Cabana,Rain Gutters,Storage,Fenced Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Scenic View(s),Water,Lake
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake,Lake/Pond,Direct Access,Frontage,0 to 1/10 Mile To Beach,Beach Ownership(Private)

Lot

  • Lot size: 0.25 Acres
  • Features: Easements

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$297$3,564
Property Taxes $1,047$12,564
Electricity $494$5,934
Total$6,282$75,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,382/yr
40% on housing$188,460/yr
45% on housing$167,520/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 01462$248
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01462$275
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$899,000
2026-04-15Listed for sale$920,000
2023-07-31Sold$840,000
2023-07-10Contingent$849,900
2023-06-23Price change$849,900
2023-06-04Listed for sale$884,900
2023-05-24Contingent$884,900
2023-05-17Listed for sale$884,900
2016-09-29Sold$375,000
2013-10-29Listing removed$364,000
2013-10-08Price change$364,000
2013-06-12Price change$369,900
2013-03-12Listed for sale$376,500
2011-10-10Listing removed$389,900
2011-07-09Listed for sale$389,900
1995-11-03Sold$163,000

For Sale by Agent

AgentChristine Lorenzen, Lamacchia Realty, Inc.
BrokerageLamacchia Realty, Inc.

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