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302 Church St, Northborough, MA, 01532

5beds
4baths
5,232sqft
$3,400,000
$650price/sqft
$23,200/moest. monthly cost
$928,000/yrincome needed

About This Home

One of a kind in Northborough steeped in rich history. This exceptional Colonial offers over 5,000 sq ft of living space, featuring 5 bedrooms, 3 full and 1 half bathrooms, all set on 16 acres of scenic land. The three-story home seamlessly blends timeless character with thoughtful modern updates, showcasing authentic antique flooring. The main level boasts a spacious eat-in kitchen with fireplace, formal dining room with custom cabinetry, and a welcoming family room with built-ins. A large formal living room with wide panel flooring adds to the home’s historic charm. Two enclosed porches. The second floor features a primary suite complete with a custom closet and private dressing room. Additional bedrooms with wood flooring. Full bathroom with dual sinks & tub/shower, plus a second full bath with shower. A separate in-law apartment. This rare property combines historic beauty with five buildable lots with town water and electricity. A truly unique opportunity with breathtaking views.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1711

Materials

  • Foundation: Stone
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Refrigerator
  • Laundry features: Flooring - Vinyl,First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Countertops - Stone/Granite/Solid, Double Vanity
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Shower Stall
  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom5

  • Features: Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Family Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Features

  • In-Law Floorplan,Walk-up Attic
  • Flooring: Wood,Vinyl,Carpet,Flooring - Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Dining Room,Family Room,Kitchen,Living Room
  • Fireplace: Yes
  • Finished area above ground: 5,232

Heating & Cooling

  • Heating features: Forced Air,Baseboard,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,232
  • Total interior livable area: 5,232 sqft

Kitchen

  • Features: Flooring - Vinyl, Exterior Access
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: Second

Property

Details

  • Parcel number: 4874687
  • Zoning: Res
  • Exclusions: Personal Belongings

Features

  • Patio & porch: Porch - Enclosed,Patio
  • Exterior features: Porch - Enclosed,Patio

Lot

  • Lot size: 16.07 Acres
  • Features: Wooded,Level

Parking

  • Total spaces: 6
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,192$206,304
Home Insurance *$961$11,532
Property Taxes $4,016$48,192
Electricity $1,031$12,380
Total$23,200$278,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$795,428/yr
40% on housing$696,000/yr
45% on housing$618,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$650This listing

vs Other Active Listings

Avg $/sqft

ZIP 01532$319
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01532$340
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$3,400,000
1992-01-16Sold$1

For Sale by Agent

AgentMichelle Gillespie
BrokerageKeller Williams Pinnacle MetroWest

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