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10 Cold Harbor Dr, Northborough, MA, 01532

5beds
5baths
5,606sqft
$1,395,000
$249price/sqft
$10,200/moest. monthly cost
$408,000/yrincome needed

About This Home

Don’t let the 1975 build year fool you! Extensively redesigned and expanded in 2002, with approximately two-thirds of the residence newly constructed, this exceptional 5,606 sq ft home lives like a much newer custom home. Privately set on a picturesque wooded lot, it offers the perfect blend of space, privacy, and modern comfort. The stunning great room features soaring cathedral ceilings, a floor-to-ceiling stone fireplace, and walls of windows overlooking peaceful woodland views. The thoughtfully designed layout includes 3 bedrooms, a private primary suite and home office. A spacious one bedroom in-law suite with kitchen, living room, dining area, full bathroom and bonus room is ideal for multigenerational living, guests, or an au pair. Enjoy your own backyard retreat with an expansive deck, in-ground pool, patio, gazebo, landscaped grounds. A rare opportunity to own one of Northborough’s truly distinctive homes.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Garage Access,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Marble, Double Vanity
  • Level: Third

Bedroom2

  • Features: Closet, Flooring - Laminate
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Laminate
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Laminate, Recessed Lighting
  • Level: Second

Bedroom5

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Vaulted Ceiling(s), Open Floorplan, Slider
  • Level: Second

Family Room

  • Features: Vaulted Ceiling(s), Open Floorplan, Slider
  • Level: Second

Features

  • Closet,Closet/Cabinets - Custom Built,Ceiling Fan(s),Vaulted Ceiling(s),Slider,Bathroom - Full,Bathroom - With Shower Stall,Entrance Foyer,Home Office,Loft,Bonus Room,Inlaw Apt.,Bathroom,Walk-up Attic,Internet Available - Broadband
  • Door features: Insulated Doors,French Doors
  • Window features: Skylight,Bay/Bow/Box,Insulated Windows
  • Flooring: Tile,Laminate,Marble,Hardwood,Flooring - Marble,Flooring - Hardwood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 5,606

Heating & Cooling

  • Heating features: Oil,Ductless
  • Cooling features: Heat Pump,Ductless

Interior Area

  • Total structure area: 5,606
  • Total interior livable area: 5,606 sqft

Kitchen

  • Features: Flooring - Laminate, Countertops - Stone/Granite/Solid, Stainless Steel Appliances, Wine Chiller
  • Level: Second

Living Room

  • Features: Vaulted Ceiling(s), Closet, Flooring - Marble, Exterior Access
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Closet, Balcony - Exterior, Deck - Exterior
  • Level: Third

Office

  • Features: Flooring - Laminate
  • Level: Second

Property

Details

  • Parcel number: 1632747
  • Zoning: Res
  • Exclusions: Personal Belongings

Features

  • Private pool: Yes
  • Pool features: Pool - Inground Heated
  • Patio & porch: Deck,Deck - Wood,Patio
  • Exterior features: Deck,Deck - Wood,Patio,Pool - Inground Heated,Rain Gutters,Garden

Lot

  • Lot size: 0.92 Acres
  • Features: Cul-De-Sac,Wooded,Level

Parking

  • Total spaces: 9
  • Parking features: Attached,Garage Door Opener,Storage,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$394$4,728
Property Taxes $1,648$19,776
Electricity $1,105$13,265
Total$10,200$122,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$349,714/yr
40% on housing$306,000/yr
45% on housing$272,000/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 01532$338
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01532$340
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Listing removed$5,500
2026-06-26Price change$1,395,000
2026-05-29Listed for sale$1,425,000
2026-01-28Listing removed$10,000
2025-12-31Listed for rent$10,000
2025-12-30Listing removed$10,000
2025-12-24Listed for rent$10,000
2025-11-14Listing removed$1,295,000
2025-09-19Listed for sale$1,295,000
2023-09-05Listing removed--
2023-08-11Listed for rent$3,300
2021-08-19Listing removed--
2021-07-26Price change$2,950
2021-06-26Listed for rent$3,300
2021-04-16Sold$515,000
2020-12-18Listed for sale$599,900
2020-11-13Listing removed$599,900
2020-10-20Price change$599,900
2020-10-14Price change$689,900
2020-09-02Price change$524,400
2020-08-28Price change$689,900
2020-08-14Price change$524,500
2020-06-18Price change$689,900
2020-06-03Price change$524,500
2020-04-04Listed for sale$689,900
2019-08-16Sold$646,000

For Sale by Agent

AgentMichelle Gillespie
BrokerageKeller Williams Pinnacle MetroWest

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