104 SW Cutoff, Northborough, MA, 01532
About This Home
Welcome to 104 Southwest Cutoff, a fully upgraded 3-bedroom, 2-bath home on over half an acre in Northborough! This move-in ready residence features an open-concept living and dining area that flows seamlessly into a renovated kitchen with new cabinets and countertops. The oversized primary suite offers a relaxing retreat, while brand new hardwood floors grace the main level. The finished attic provides versatile bonus space perfect for a home office, gym, or guest suite. Energy efficiency is front and center with fully paid solar panels, mini splits, and spray foam insulation. Outside, enjoy a new patio, spacious yard, and new storage shed—ideal for entertaining or relaxing. This turn-key home combines style, comfort, and modern upgrades for a future-focused lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Block,Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer,Range Hood
- Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Sump Pump,Concrete,Unfinished
Bathroom1
- Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Dryer Hookup - Electric, Washer Hookup, Lighting - Overhead
- Level: Main,First
- Area: 78.791666666
Bathroom2
- Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Lighting - Overhead
- Level: Second
- Area: 60.520833333
Bedroom2
- Features: Closet, Flooring - Hardwood, Recessed Lighting
- Level: Main,First
- Area: 128.381944444
Bedroom3
- Features: Closet, Flooring - Hardwood, Recessed Lighting
- Level: Second
- Area: 184.722222222
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Features: Flooring - Hardwood, Recessed Lighting
- Level: Main,First
- Area: 254.833333333
Features
- Walk-up Attic
- Door features: Insulated Doors
- Window features: Insulated Windows,Screens
- Flooring: Tile,Hardwood
- Number of fireplaces: 2
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,228
Heating & Cooling
- Heating features: Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 2,228
- Total interior livable area: 2,228 sqft
Kitchen
- Features: Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Peninsula, Lighting - Overhead
- Level: Main,First
- Area: 84.791666666
Living Room
- Features: Flooring - Hardwood, Exterior Access, Recessed Lighting
- Level: Main,First
- Area: 227.333333333
Master Bathroom
- Features: No
Master Bedroom
- Features: Flooring - Hardwood, Recessed Lighting, Crown Molding, Closet - Double
- Level: Second
- Area: 276.25
Property
Details
- Parcel number: M:0950 L:0003,1633531
- Zoning: RC
Features
- Patio & porch: Patio
- Exterior features: Patio,Rain Gutters,Storage,Professional Landscaping,Screens
Lot
- Lot size: 0.52 Acres
- Features: Corner Lot,Level
Parking
- Total spaces: 6
- Parking features: Paved Drive,Off Street
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $219 | $2,628 |
| Property Taxes | $807 | $9,684 |
| Electricity | $439 | $5,272 |
| Total | $5,383 | $64,596 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $799,000 |
| 2026-04-24 | Price change | $815,000 |
| 2026-03-25 | Listed for sale | $825,000 |
| 2025-10-08 | Listing removed | $839,900 |
| 2025-09-16 | Price change | $839,900 |
| 2025-09-10 | Price change | $854,900 |
| 2025-07-31 | Listed for sale | $874,900 |
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