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2120 Providence Rd, Northbridge, MA, 01534

3beds
1baths
1,373sqft
$399,900
$291price/sqft
$2,895/moest. monthly cost
$115,800/yrincome needed

About This Home

Well maintained 3-bedroom cape on a perfect lot. Large open space with an open kitchen. Good sized living room. 1 bedroom on 1st floor. Two full sized bedrooms on top floor. Hardwood floors. Large 3 season porch. Nice lot abutting the Blackstone River. Close to all major commuting routes. Seller willing to buy down the mortgage rate of this home. One Year American Home Shield Warranty included.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
5/10
3/10
Northbridge High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate,Hardwood
  • Finished area above ground: 1,373

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,373
  • Total interior livable area: 1,373 sqft

Property

Details

  • Parcel number: M:00022 B:00006,1640343
  • Zoning: res

Features

  • Patio & porch: Screened,Patio
  • Exterior features: Porch - Screened,Patio
  • Has view: Yes
  • View description: Water,River
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River,Direct Access

Lot

  • Lot size: 7,200 sqft
  • Features: Wooded

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$130$1,560
Property Taxes $389$4,668
Electricity $354$4,259
Total$2,895$34,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,257/yr
40% on housing$86,850/yr
45% on housing$77,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 01534$268
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01534$270
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$414,900
2026-03-27Listed for sale$439,900
2025-06-16Listing removed$240,000
2025-05-20Listed for sale$300,000
2003-10-31Sold$170,000
1995-08-24Sold$35,000

For Sale by Agent

AgentBob DeVito
BrokerageCameron Real Estate Group

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