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12 King Rd, Phillipston, MA, 01331

1beds
2baths
648sqft
$194,900
$301price/sqft
$1,601/moest. monthly cost
$64,040/yrincome needed

About This Home

Escape to the Woods—Your Weekend Retreat Awaits! Perched among the trees like a secluded hideaway, this rustic 1BR, 1 BA camp near Queen Lake in Phillipston is the perfect escape from city life. Wake up with the morning sun streaming through the breakfast nook, then spend your day exploring the lake—swimming, boating, and soaking in nature’s beauty. Gather in the main room for laughter and stories over dinner, or enjoy a game night in the sun-filled three-season porch. A cozy loft offers a tucked-away retreat for youthful conversations, while the bedroom invites you to drift off to the peaceful sounds of the forest. Step onto the deck with a book or a cup of coffee, letting the lake views and fresh air wash away the stress of the week. With a short walk to the beach and an elevated, treehouse-like feel, this summer cottage is more than just a getaway—it’s a place to recharge, reconnect, and embrace the simplicity of lakeside living. Don’t miss the chance to make it your own! View in 3D

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Refrigerator

Bathroom1

  • Features: Bathroom - Half, Flooring - Wood, Lighting - Overhead
  • Level: First
  • Area: 49

Bathroom2

  • Features: Bathroom - Half, Bathroom - With Shower Stall, Flooring - Vinyl, Lighting - Overhead
  • Level: First
  • Area: 20

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Sun Room,Internet Available - Broadband
  • Door features: Insulated Doors
  • Window features: Skylight(s)
  • Flooring: Wood,Vinyl
  • Finished area above ground: 648

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 648
  • Total interior livable area: 648 sqft

Kitchen

  • Features: Flooring - Wood, Breakfast Bar / Nook, Lighting - Overhead
  • Level: First
  • Area: 91

Living Room

  • Features: Wood / Coal / Pellet Stove, Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Wood, Lighting - Overhead
  • Level: First
  • Area: 165

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Flooring - Wood, Lighting - Overhead
  • Level: First
  • Area: 120

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:00055 L:00037,3793223
  • Zoning: RC

Features

  • Patio & porch: Deck - Exterior,Porch - Enclosed,Deck - Wood
  • Exterior features: Porch - Enclosed,Deck - Wood,Storage
  • Has view: Yes
  • View description: Scenic View(s),Water,Lake
  • Has water view: Yes
  • Water view: Lake,Water
  • Waterfront features: Lake/Pond,Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,Wooded,Easements,Gentle Sloping

Parking

  • Total spaces: 2
  • Parking features: Off Street,Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$81$972
Property Taxes $181$2,172
Electricity $354$4,259
Total$1,601$19,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,891/yr
40% on housing$48,030/yr
45% on housing$42,693/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 01331$209
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01331$245
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$199,900
2025-10-06Listing removed$229,900
2025-09-09Price change$229,900
2025-06-20Price change$250,000
2025-05-22Listed for sale$265,000
2003-08-26Sold$32,000
1996-07-15Sold$20,000

For Sale by Agent

AgentKurt Thompson
BrokerageRE/MAX Liberty

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