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45 Highland St, Southborough, MA, 01772

4beds
2baths
1,858sqft
$850,000
$457price/sqft
$5,908/moest. monthly cost
$236,320/yrincome needed

About This Home

Make it home in Southville! Discover the perfect blend of classic style & modern living in this beautifully appointed, 5-year-young Colonial. Set on a side street, this immaculately maintained 3-4 bedroom, 2 full bath home features hardwood floors, stylish tiled baths, & an open-concept design ideal for entertaining & everyday life. The heart of your home, the kitchen, offers quartz countertops and a center island, a gas stove, a pantry closet, & a separate dining area that flows seamlessly into the sunny living room w/gas fireplace. A 1st floor bedroom or den has full bath & laundry room nearby, adding extra flexibility. Upstairs, you'll discover the master bedroom w/large, walk-in closet & custom organizers. Take in the natural setting from an expansive deck overlooking the level, partially fenced backyard ideal for pets, parties, play! Gas heat, central air, detached garage, & less than a mile from the MBTA station, Finn School, & recreation at Mooney Field! Consider adding a 2-car garage in the future, OR, potentially transform the existing, detached 1-car garage into an ADU! Schedule your private appointment today, quick closing available if needed!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Mary E Finn SchoolGrades PK-10.4 mi
9/10

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Plumbed For Ice Maker
  • Laundry features: Flooring - Stone/Ceramic Tile,Main Level,Electric Dryer Hookup,Recessed Lighting,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Sump Pump,Unfinished

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting
  • Level: Main,First
  • Area: 66

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting
  • Level: Second
  • Area: 80

Bedroom2

  • Features: Flooring - Hardwood, Lighting - Overhead
  • Level: Main,First
  • Area: 132

Bedroom3

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 144

Bedroom4

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Exterior Access, Open Floorplan, Lighting - Overhead
  • Level: Main,First
  • Area: 144

Features

  • Closet - Linen,Walk-In Closet(s),Lighting - Overhead,Center Hall
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,858

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,858
  • Total interior livable area: 1,858 sqft

Kitchen

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Overhead
  • Level: Main,First
  • Area: 220

Living Room

  • Features: Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Decorative Molding
  • Level: Main,First
  • Area: 286

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Attic Access, Recessed Lighting, Lighting - Overhead
  • Level: Second
  • Area: 165

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:002.0 B:0000 L:0012.0,1661972
  • Zoning: RB
  • Exclusions: Furniture And Decor.

Features

  • Patio & porch: Deck,Deck - Composite,Covered
  • Exterior features: Deck,Deck - Composite,Covered Patio/Deck,Rain Gutters,Storage,Garden
  • Fencing: Fenced/Enclosed

Lot

  • Lot size: 0.59 Acres
  • Features: Wooded,Level

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage Faces Side,Paved Drive,Off Street,Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$266$3,192
Property Taxes $978$11,736
Electricity $366$4,396
Total$5,908$70,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,560/yr
40% on housing$177,240/yr
45% on housing$157,546/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 01772$384
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01772$338
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$850,000
2021-10-26Sold$630,000
2020-08-07Sold$255,000
2020-07-15Price change$259,900
2020-06-18Price change$269,900
2020-05-19Price change$279,900
2020-04-23Price change$289,900
2020-03-18Listed for sale$299,900
2019-11-01Listing removed$228,693
2019-10-31Price change$228,693
2019-10-29Price change$232,681
2019-10-27Price change$232,426
2019-10-26Price change$232,043
2019-10-23Price change$231,798
2019-10-21Price change$231,156
2019-10-19Price change$230,381
2019-10-15Price change$229,729
2019-10-11Price change$228,200
2019-10-09Price change$228,866
2019-10-07Price change$229,326
2019-10-05Price change$229,896
2019-10-03Price change$230,843
2019-10-01Price change$231,377
2019-09-27Price change$233,592
2019-09-25Price change$233,933
2019-09-23Listed for sale$234,084
1998-09-09Sold$132,500
1990-09-28Sold$112,000
1988-06-21Sold$47,664

For Sale by Agent

AgentJennifer Juliano
BrokerageKeller Williams Boston MetroWest

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