138 Charlton St, Southbridge, MA, 01550
About This Home
Welcome to 138 Charlton Street! This charming 3-bedroom, 1.5-bath home offers 1,140 square feet of comfortable living space on a rare .46-acre lot. Inside, you'll find a bright and functional layout with spacious bedrooms, inviting living areas, and plenty of natural light. Step outside to enjoy the expansive private backyard, perfect for entertaining, gardening, pets, or simply relaxing in your own outdoor retreat. Tucked away with a peaceful feel yet conveniently located just minutes from shopping, dining, schools, parks, and major routes, this home truly offers the best of both worlds. Whether you're a first-time homebuyer, downsizing, or searching for an investment opportunity, you'll appreciate the value, space, and location this property provides. Homes with nearly half an acre of land and this level of convenience are hard to find. Don't miss your chance to make 138 Charlton Street your new home!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Dishwasher,Refrigerator,Plumbed For Ice Maker
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Concrete,Unfinished
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Door features: Insulated Doors
- Window features: Insulated Windows,Screens
- Flooring: Wood,Tile
- Finished area above ground: 1,140
Heating & Cooling
- Heating features: Electric Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 1,140
- Total interior livable area: 1,140 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Features: No
Master Bedroom
- Level: Second
Property
Details
- Parcel number: M:0029 B:0034 L:00001,3977100
- Zoning: R3
- Exclusions: Shed On Right Hand Side Of Back Yard By Chain Link Fence
Features
- Patio & porch: Porch,Covered
- Exterior features: Porch,Covered Patio/Deck,Rain Gutters,Screens
Lot
- Lot size: 0.46 Acres
- Features: Cleared,Gentle Sloping
Parking
- Total spaces: 6
- Parking features: Off Street,Stone/Gravel
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hurricane
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,668 | $20,016 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $401 | $4,812 |
| Electricity | $354 | $4,259 |
| Total | $2,574 | $30,888 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $325,000 |
| 2026-07-17 | Price change | $330,000 |
| 2026-07-16 | Listed for sale | $340,000 |
| 2026-07-12 | Pending sale | $340,000 |
| 2026-06-28 | Contingent | $340,000 |
| 2026-06-08 | Listed for sale | $340,000 |
| 2026-01-23 | Sold | $150,000 |
| 2023-08-14 | Listing removed | $269,000 |
| 2023-05-01 | Listed for sale | $269,000 |
| 2023-04-17 | Contingent | $269,000 |
| 2023-04-12 | Listed for sale | $269,000 |
| 2020-04-27 | Sold | $150,000 |
| 2020-03-10 | Listed for sale | $159,900 |
| 2016-01-20 | Sold | $124,000 |
| 2015-10-13 | Listed for sale | $129,900 |
| 2010-11-23 | Sold | $32,500 |
| 2010-04-02 | Sold | $53,740 |
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