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101 Whitins Rd, Sutton, MA, 01590

2beds
1baths
1,340sqft
$200,000
$149price/sqft
$1,613/moest. monthly cost
$64,520/yrincome needed

About This Home

Investors take notice. This property offers exceptional potential with multiple structures on one lot. The main home features 2 bedrooms, 2 living rooms, 1 full bath, two kitchens, and a detached 2 car garage with additional possibilities. A second 2 bedroom, 1 bath, 490 sq ft dwelling has been occupied by the same family for more than 50 years. Full disclosure: the smaller home encroaches onto a neighboring parcel. The deed will convey as is; all rights to the land currently occupied by the sellers, including the portion not reflected in the legal description. A recent property survey is available for review. This property is priced to sell as a single family home in need of rehab, offering significant upside for investors or contractors, especially those looking to correct the deed and land line issue. Being sold AS IS, WHERE IS. Buyer and Buyer’s Agent to perform all due diligence.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Sutton Early LearningGrades PK-23.8 mi
7/10
Sutton Middle SchoolGrades 6-83.8 mi
8/10
Sutton High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter,Irregular

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Microwave,Refrigerator,Washer,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Plywood,Vinyl,Wood Laminate
  • Finished area above ground: 1,340

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,340
  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: M:0050 B:0048 L:0000,3798270
  • Zoning: R1

Lot

  • Lot size: 0.45 Acres
  • Features: Wooded

Parking

  • Total spaces: 5
  • Parking features: Detached,Stone/Gravel,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$51$612
Property Taxes $197$2,364
Electricity $354$4,259
Total$1,613$19,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,302/yr
40% on housing$48,390/yr
45% on housing$43,013/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 01590$279
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01590$306
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$200,000
2026-07-29Listed for sale$200,000

For Sale by Agent

AgentWe Close Deals Team
BrokerageLamacchia Realty, Inc.

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