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175 State Rd, Baldwinville, MA, 01436

4beds
4baths
3,915sqft
$825,000
$211price/sqft
$6,120/moest. monthly cost
$244,800/yrincome needed

About This Home

Meticulously maintained, custom built, 1 owner Cape set back on 12+ private acres with an incredible floor plan offering single level living with 3 bdrms and 2 full baths all on the main level! The winding composite walkway and 42' front porch welcomes you home as you enter into your formal LR w/gas fp & hdwd firs. A spacious kitchen w/corian counters, SS appliances, breakfast bar, dining area w/built in hutch plus access via French doors to your enclosed porch w/skylights and exterior access to your back deck overlooking a field of dreams! 1st flr Laundry Rm & Primary suite w/9ft ceilings, WI shower, claw foot tub, 2 WI closets, & dual vanity. Two more bdrms w/Jack n Jill bath finish off the main level. Upstairs you'll find your 4th bedroom, plus an opportunity to add a 5th! 6 WI closets! The LL walk out is jaw dropping with another living area, half bath, spa room w/6 person Sundance hot tub, workshop space, + 2 HUGE unfinished spaces begging to be finished! Fresh paint throughout!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
4/10
Templeton CenterGrades PK-43.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Flooring - Vinyl,Electric Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Interior Entry,Concrete

Bathroom1

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Vinyl
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Closet
  • Level: First

Bathroom3

  • Features: Bathroom - Half
  • Level: First

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Bedroom3

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Bedroom4

  • Features: Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Exterior Access
  • Level: First

Family Room

  • Features: Wood / Coal / Pellet Stove, Exterior Access
  • Level: Basement

Features

  • Bathroom - Half,Ceiling Fan(s),Closet,Slider,Bathroom,Sun Room,Bonus Room,Sauna/Steam/Hot Tub
  • Door features: Insulated Doors,French Doors
  • Window features: Skylight,Insulated Windows
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 868
  • Finished area above ground: 3,047

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,915
  • Total interior livable area: 3,915 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Vinyl, French Doors, Exterior Access, Stainless Steel Appliances, Gas Stove
  • Level: First

Living Room

  • Features: Ceiling Fan(s), Flooring - Hardwood
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet
  • Level: First

Property

Details

  • Parcel number: 3988621
  • Zoning: Res Agri 1
  • Exclusions: Name Plate By Front Door,Whiskey Barrel Planters,Heron Statue,Bsmt Bar Table. W/D Negotiable

Features

  • Patio & porch: Porch,Porch - Enclosed,Deck - Composite
  • Exterior features: Porch,Porch - Enclosed,Deck - Composite
  • Spa features: Hot Tub / Spa
  • Frontage length: 60.00

Lot

  • Lot size: 12.98 Acres
  • Features: Wooded,Cleared

Parking

  • Total spaces: 32
  • Parking features: Attached,Garage Door Opener,Storage,Off Street,Stone/Gravel,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 30

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$328$3,936
Property Taxes $849$10,188
Electricity $772$9,264
Total$6,120$73,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,828/yr
40% on housing$183,600/yr
45% on housing$163,200/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 01436$147
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01436$260
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$825,000
2026-07-17Price change$825,000
2026-05-27Listed for sale$875,000

For Sale by Agent

AgentHeather Carbone
BrokerageCentral Mass Real Estate

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