See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3 Beach St, Westborough, MA, 01581

2beds
2baths
1,468sqft
$599,900
$409price/sqft
$4,382/moest. monthly cost
$175,280/yrincome needed

About This Home

Quintessential Village Colonial in the heart of downtown Westborough, where timeless charm meets everyday convenience. Set on a generously sized lot, a rare find for an in-town property, this special home welcomes you with a wrap-around porch and abundant character throughout. The front living room showcases classic built-ins, while the spacious dining room is perfect for gatherings. A cozy den with a charming pellet stove offers flexible space for reading, relaxing, working from home, or hobbies. The updated kitchen features granite countertops, ample cabinetry, and a functional layout, complemented by a first-floor half bath. Upstairs are two generous bedrooms and a full bath, while the walk-up attic offers future expansion potential. A detached two-car garage is another rare village amenity. Enjoy being just minutes from downtown shops, restaurants, schools, parks, and major commuter routes.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
8/10
Westborough High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1891

Materials

  • Foundation: Stone,Granite
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Hardwood, Countertops - Stone/Granite/Solid
  • Level: First
  • Area: 21

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Hardwood, Countertops - Stone/Granite/Solid
  • Level: Second
  • Area: 66

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Closet, Flooring - Hardwood, Recessed Lighting
  • Level: First
  • Area: 195

Features

  • Den
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Hardwood,Flooring - Hardwood
  • Finished area above ground: 1,468

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Radiant,Oil,Pellet Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,468
  • Total interior livable area: 1,468 sqft

Kitchen

  • Features: Flooring - Laminate, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access
  • Level: First
  • Area: 156

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 180

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 195

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:0021 B:000189 L:0,1735474
  • Zoning: R
  • Exclusions: Stained Glass Windows

Features

  • Patio & porch: Screened,Patio
  • Exterior features: Porch - Screened,Patio

Lot

  • Lot size: 10,559 sqft
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Detached,Storage,Workshop in Garage,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$182$2,184
Property Taxes $813$9,756
Electricity $354$4,259
Total$4,382$52,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,240/yr
40% on housing$131,460/yr
45% on housing$116,853/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 01581$324
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01581$366
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$599,900
1991-06-28Sold$126,000

For Sale by Agent

AgentMary G. Wood
BrokerageLamacchia Realty, Inc.

Similar Homes