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149 Milk St APT 20, Westborough, MA, 01581

1beds
1baths
626sqft
$265,000
$423price/sqft
$2,136/moest. monthly cost
$85,440/yrincome needed

About This Home

Top-floor unit located on the quiet rear side of the complex, overlooking an expansive lawn. This is a prime location within Carlton Gardens. The unit includes one assigned parking space conveniently located next to the front entrance. The open floor plan features a living room, dining area, efficient kitchen, bedroom, and full bath. A window air conditioner provides cooling, and carpeting runs throughout the unit except in the kitchen and bath. This third-floor unit offers a comfortable and functional layout. Residents enjoy access to community amenities including a swimming pool, tennis court, basketball court, and playground, all located on the premises. The well-maintained complex also offers easy access to major highways, shopping, and everyday conveniences. Set up a showing today.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
10/10
8/10
Westborough High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1968

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: In Building

Basement

  • Has basement: Yes

Bathroom1

  • Features: Flooring - Stone/Ceramic Tile
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 626
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 626
  • Total interior livable area: 626 sqft

Kitchen

  • Level: Second

Living Room

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Master Bedroom

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: M:0027 B:000259 L:320,1736297
  • Attached to another structure: Yes
  • Zoning: S RE
  • Other equipment: Intercom

Features

  • Entry location: Unit Placement(Back)
  • Pool features: Association,In Ground

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Cold Wave
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$80$960
Property Taxes $363$4,356
Electricity $354$4,259
Total$2,136$25,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,234/yr
40% on housing$64,080/yr
45% on housing$56,960/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 01581$329
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01581$366
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$250,000
2026-07-08Price change$265,000
2026-06-16Price change$279,000
2026-06-04Listed for sale$289,000
2020-08-26Listing removed$1,100
2020-08-05Listed for rent$1,100
2019-08-21Listing removed$1,000
2019-07-25Listed for rent$1,000
1984-10-19Sold$47,500

For Sale by Agent

AgentPeter Bouchard
BrokerageSummit Residential

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