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107 W Main St, Westminster, MA, 01473

2beds
2baths
864sqft
$335,000
$388price/sqft
$2,483/moest. monthly cost
$99,320/yrincome needed

About This Home

At first glance, location, location, location. You can't get much closer to highway access and just a few miles to the commuter rail. Beyond having to conveniently get somewhere, staying home is where it is at! This modest ranch offers hardwood floors in beautiful condition that flow throughout the main level, and a private backyard offers a private escape you'll love coming home to. A functional galley kitchen offers usability and convenience. The large living room boasts space and flow to the rest of the first floor to include 2 bedrooms and a full bath. Laundry is conveniently on the first floor and adds everyday convenience, while the basement bonus room with its own full bath opens the door of possibilities to a home office, family room, game room, or flex space that fits your life's needs. Cozy, connected, and move-in ready — sometimes the best things really do come in small packages. This charming 2-bed, 2-bath ranch delivers more than meets the eye.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Meetinghouse SchoolGrades PK-11.4 mi
6/10
Overlook Middle SchoolGrades 6-83.2 mi
6/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Garage Access

Bathroom1

  • Features: Bathroom - Full
  • Level: First
  • Area: 51.868055555

Bathroom2

  • Features: Bathroom - Full
  • Level: Basement
  • Area: 38.333333333

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 111.625

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 110.645833333

Features

  • Bathroom - Full,Closet,Bonus Room,Internet Available - Unknown
  • Window features: Insulated Windows
  • Flooring: Wood,Hardwood,Flooring - Vinyl
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main,First
  • Area: 102.8125

Living Room

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 244.6875

Master Bedroom

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Main,First
  • Area: 147.1875

Property

Details

  • Parcel number: 3649509
  • Zoning: R1

Features

  • Patio & porch: Deck,Deck - Wood
  • Exterior features: Deck,Deck - Wood

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 5
  • Parking features: Under,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$98$1,176
Property Taxes $338$4,056
Electricity $354$4,259
Total$2,483$29,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,131/yr
40% on housing$74,490/yr
45% on housing$66,213/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 01473$277
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01473$319
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$335,000
2026-07-17Listed for sale$335,000
2026-07-09Contingent$335,000
2026-06-24Listed for sale$335,000
2018-01-16Sold$178,000
2017-12-18Pending sale$184,900
2017-11-16Listed for sale$184,900
2017-09-29Listing removed$184,900
2017-08-30Pending sale$184,900
2017-08-05Price change$184,900
2017-07-31Listed for sale$194,900
2000-09-11Sold$129,107
1996-07-30Sold$80,000

For Sale by Agent

AgentKelly Brown
BrokerageERA Key Realty Services - Worcester

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