See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 S Shore Rd, Westminster, MA, 01473

3beds
2baths
1,611sqft
$415,000
$258price/sqft
$2,993/moest. monthly cost
$119,720/yrincome needed

About This Home

Enjoy the benefits of your own deeded rights to Wyman Pond within steps of your front door. This home is perfect for summer days on the water, relaxing by the lake, and enjoying the outdoors. Explore scenic hiking trails and embrace winter with skiing and snow-filled adventures at Wachusett Mountain, less than three miles away. This 3 bedroom, 2-bathroom home offers comfortable living with a spacious layout, a bonus room, small office, a mudroom and attached 1-car garage. Recent updates include a 4-year-old roof and newer water heater, offering added peace of mind. Conveniently located less than one mile to Route 2, approximately two miles to elementary schools, shopping, and restaurants, and less than three miles to Wachusett Ski Resort. Whether you’re looking for a year-round residence, second home, or Air B&B investment opportunity, this property offers the perfect combination of deeded pond rights, lake and mountain recreation, and four-season living. Lake Wyman has NO HOA fees. Motorboats and pontoon boats are commonly used on the pond additional to Kayaks, canoes, paddleboards, and rowboats. OPEN HOUSE 8/22 & 8/23

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
6/10
Overlook Middle SchoolGrades 6-85.3 mi
6/10

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Office,3/4 Bath
  • Finished area above ground: 1,611

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,611
  • Total interior livable area: 1,611 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: Second

Property

Details

  • Parcel number: M:0139 B:0000 L:0049,3650569
  • Attached to another structure: Yes
  • Zoning: R1
  • Exclusions: Sellers Personal Belongings

Features

  • Patio & porch: Patio
  • Exterior features: Patio,Rain Gutters,Storage,Fenced Yard
  • Fencing: Fenced
  • Waterfront features: Beach Access,Lake/Pond,Other (See Remarks),0 to 1/10 Mile To Beach,Beach Ownership(Deeded Rights,Other (See Remarks))

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved Drive,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$122$1,464
Property Taxes $419$5,028
Electricity $354$4,259
Total$2,993$35,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,617/yr
40% on housing$89,790/yr
45% on housing$79,813/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 01473$273
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01473$319
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$415,000
2026-08-06Listing removed$415,000
2026-07-07Price change$415,000
2026-06-23Price change$420,000
2026-06-09Listed for sale$425,000
2008-09-12Sold$135,000
2008-07-20Price change$133,900
2008-07-06Price change$149,900
2008-05-28Price change$163,900
2008-04-27Listed for sale$174,900
2008-03-24Sold$231,750
2006-09-13Sold$299,900
2002-05-03Sold$100,000
1997-09-25Sold$55,000

For Sale by Agent

AgentWe Close Deals Team
BrokerageLamacchia Realty, Inc.

Similar Homes