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99-1752 Painiu Loop, Volcano, HI, 96785

2beds
2baths
988sqft
$474,785
$481price/sqft
$3,760/moest. monthly cost
$150,400/yrincome needed

About This Home

STVR or TAR, ( short term rental) this is a income producing property licensed / permitted on Air B&B as a "Super Host" status. Whether you are looking for a money making "1031" exchange or you want a income producing residence this could be the fit for you. Don't just buy an income investment producing property..buy one that is actively producing, with "super host" ratings. Consisting of 2 bedrooms, 2 bathrooms upstairs 988 sq. ft. with basement room downstairs 312 sq. ft. which is the laundry and a separate lock up living area for the owners personal belongings ( see the last 3 photos in the gallery). Making this a total living area of 1,300 sq. ft. Fully furnished and equipped for continuation of STVR/ Air B&B. Upgraded kitchen & bathrooms. Brick fireplace has been converted to gas. There is a Mauna Loa summit view, snow capped sometimes from the deck. Grassy lawn area backs up to large parkland, which you would own an undivided interest in per the deed. airbnb.com/h/mitchsvolcanohouse Highly sought after in the Volcano Golf & Country Club subdivision with it's proximity to walk / bike to the on going active Halemaumau Crater @ Kilauea as well as the Volcano Winery. There are food trucks regularly at the golf course parking lot. This is a rare offering. Recent home inspection on file. MLS# 724476

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-819.9 mi
3/10
Keaau High SchoolGrades 9-1219.9 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 3990030260000
  • Zoning: RS-15
  • Special condition: Fee Simple,Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Fairly Level

Lot

  • Lot size: 0.26 Acres
  • Features: See Remarks

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,400$28,800
Home Insurance *$149$1,788
Property Taxes $837$10,044
Electricity $374$4,497
Total$3,760$45,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,914/yr
40% on housing$112,800/yr
45% on housing$100,266/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$280
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$569,785
2026-03-13Price change$599,785
2026-01-20Listed for sale$609,785
2017-06-02Sold$260,000
2003-01-13Sold$121,000

For Sale by Agent

AgentRon Rigg
BrokerageColdwell Banker Island Properties - Kamuela

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