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2163 Gerald St, Winston Salem, NC, 27101

3beds
1baths
876sqft
$169,900
$194price/sqft
$1,300/moest. monthly cost
$52,000/yrincome needed

About This Home

Imagine coming HOME to a place where all the hard work has already been done. Beautifully updated and move-in ready, this charming one-level home offers the perfect blend of comfort, style and affordability. Enjoy your morning coffee on the welcoming front porch, gather with friends and family in the private backyard, or simply relax knowing you'll appreciate a newer roof, fresh paint, updated flooring, modern lighting, an updated kitchen, refreshed bathroom, and a fairly new water heater. The covered carport provides everyday convenience, while the absence of an HOA gives you the freedom to truly make this home your own. Conveniently located near shopping, dining, and downtown Winston-Salem, this is an incredible opportunity for first-time buyers, downsizers, or anyone searching for a place that feels like home without stretching the budget. Homes offering this much value don't come along often—schedule your showing today before this one is gone!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

2/10
Ashley ElementaryGrades PK-50.6 mi
3/10
Carver HighGrades 9-121.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Vinyl
  • Finished area above ground: 876

Heating & Cooling

  • Heating features: Dual Fuel System,Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6846015133000
  • Zoning: Residential
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.21 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport,Driveway,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Forsyth County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$87$1,044
Property Taxes $154$1,848
Electricity $200$2,405
Total$1,300$15,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,571/yr
40% on housing$39,000/yr
45% on housing$34,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 27101$130
Forsyth County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27101$166
Forsyth County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$169,900
2026-06-23Sold$105,000
2025-05-10Listing removed$1,300
2025-03-12Listed for rent$1,300
2025-01-28Listing removed$1,500
2025-01-07Listed for rent$1,500
2024-11-08Listing removed$1,500
2024-10-10Listed for rent$1,500
2024-10-02Listing removed$1,500
2024-07-15Listed for rent$1,500

For Sale by Agent

AgentMelanie Shoemaker
BrokerageeXp Realty

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