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1432 Onipaa St, Honolulu, HI, 96819

5beds
2baths
1,637sqft
$1,295,000
$791price/sqft
$7,587/moest. monthly cost
$303,480/yrincome needed

About This Home

Moanalua Gardens - Original constructed spacious and breezy five (5) bedroom (all bedrooms are relatively large) two (2), thoughtfully maintained by original owners. Main living area features vaulted open beam ceilings providing exceptional natural lighting. Family room addition also with vaulted open beam ceilings seamlessly flows from the original living area , then provides convenient access to covered lanai and level back yard. Ownership in the well established neighborhood provides much appreciated convenience and access to the Moanalua public school district.

Getting Around

30
WalkingCar-Dependent
40
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

8/10
8/10
Moanalua Middle SchoolGrades 7-80.3 mi
9/10
Moanalua High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1966

Materials

  • Construction materials: Single Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Hardwood,Vinyl

Interior Area

  • Total structure area: 1,637
  • Total interior livable area: 1,637 sqft

Property

Details

  • Parcel number: 1110480020000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Multi/Split
  • Pool features: None
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Terraced

Lot

  • Features: Cleared,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Carport,Two Car Garage,Two Spaces,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide
Wildfire
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$195$2,340
Property Taxes $317$3,804
Electricity $527$6,325
Total$7,587$91,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,125/yr
40% on housing$227,610/yr
45% on housing$202,320/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$791This listing

vs Other Active Listings

Avg $/sqft

ZIP 96819$607
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96819$698
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$1,295,000
2026-07-22Listed for sale$1,295,000

For Sale by Agent

AgentRussell K Nishimoto
BrokerageLocations LLC

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