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6045 Stone Bluff Dr, Clemmons, NC, 27012

3beds
3baths
2,498sqft
$389,900
$156price/sqft
$2,532/moest. monthly cost
$101,280/yrincome needed

About This Home

This charming cape-cod has it all. In addition to 3 spacious bedrooms, 2 full baths, 2-car basement garage, finished walk-out basement, fenced-in backyard, two fireplaces, main level master suite, 35 year architectural grade shingles, and heat pump hot water heater, this house has been meticulously maintained. They simply do not build them like this anymore! Solid oak and ceramic tile flooring, all brick exterior, master suite on main floor, new roof 2023, all new exterior concrete 2024, aluminum stainless steel gutter guards. There is a heat pump hot water heater. Heating and air in the garage, all exterior paint 2023. Escape from the hustle and bustle to this beautiful retreat situated on a large cul-de-sac lot. Enjoy walks through the neighborhood or relax and unwind on the back deck or in the centrally heated/cooled garage. Outside hot water for your convenience! Come see this gem for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Ward ElementaryGrades PK-52.5 mi
4/10
Clemmons MiddleGrades 6-82.6 mi
8/10
West Forsyth HighGrades 9-125.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace features: Great Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 625
  • Finished area above ground: 1,873

Heating & Cooling

  • Heating features: Heat Pump,See Remarks
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 2,498 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 5891983917
  • Zoning: RS9
  • Special condition: Owner Sale

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Forsyth County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$135$1,620
Property Taxes $194$2,328
Electricity $232$2,791
Total$2,532$30,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,811/yr
40% on housing$75,960/yr
45% on housing$67,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 27012$179
Forsyth County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27012$179
Forsyth County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-01Price change$439,900
2025-08-24Price change$449,000
2025-08-11Listed for sale$459,000
2011-05-03Listing removed$189,900
2011-01-23Listed for sale$189,900
2002-02-25Sold$160,000

For Sale by Agent

AgentChristina Parker
BrokerageTrelora Realty Inc

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