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31060 Lochmore Cir, Mount Plymouth, FL, 32776

2beds
1baths
672sqft
$289,900
$431price/sqft
$2,380/moest. monthly cost
$95,200/yrincome needed

About This Home

The price includes BOTH parcels: 2 PARCELS next to each other (COUNTY ROAD 435, MOUNT PLYMOUTH,) Lots 23, 24, 25, 26, and 27, totaling nearly one acre. This rare offering provides the potential to build one large estate home or multiple smaller homes (buyer to verify with Lake County). Situated on a prime corner location at Lochmore Circle and CR 435 with no rear neighbors, the property offers privacy, flexibility, and excellent access. A small vacant home currently sits on the property and may be rebuilt or removed. A brand-new septic tank and drain field have been installed, adding immediate value and saving future development costs. Well is in place. Located in the charming golf-cart community of Mount Plymouth in Sorrento, this area offers a peaceful country atmosphere while remaining convenient to everyday needs. IGA grocery and gas station are less than a quarter mile away. Just minutes to Mount Dora and the SR-429 entrance for easy commuting. Exceptional land opportunity — make an offer today.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
3/10
Mt. Dora Middle SchoolGrades 6-86.0 mi
5/10
Mt. Dora High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Outside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Other
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Level: First
  • Area: 25
  • Dimensions: 5x5

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 281928010002702300
  • Zoning: R-6
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 0.55 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$192$2,304
Property Taxes $526$6,312
Electricity $197$2,366
Total$2,380$28,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,600/yr
40% on housing$71,400/yr
45% on housing$63,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 32776$198
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 32776$214
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Price change$289,900
2026-02-10Price change$298,900
2026-01-30Price change$299,900
2022-10-29Pending sale$135,000
2022-10-07Listed for sale$135,000
2022-09-16Pending sale$135,000
2022-09-15Price change$135,000
2022-08-13Listed for sale$140,000
2014-04-10Sold$21,900
2014-03-27Listed for sale$24,900

For Sale by Agent

AgentJeffrey Osborn, Jr
BrokerageEXP REALTY LLC

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