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120 Southern Oak Dr #133, Hagerstown, MD, 21740

2beds
2baths
1,161sqft
$289,900
$250price/sqft
$2,103/moest. monthly cost
$84,120/yrincome needed

About This Home

Discover the charm of this beautifully maintained townhouse in the desirable South Pointe community. Built in 2001, this ranch-style townhome offers a perfect blend of comfort and modern living, featuring 1,161 square feet of thoughtfully designed space. Step inside to find a welcoming interior that boasts two spacious bedrooms and two full bathrooms. The kitchen features an inviting island, perfect for casual dining or meal prep, making it a true culinary haven. The brick exterior not only enhances curb appeal but also ensures durability and low maintenance. An attached garage provides convenient parking and additional storage, while the well-maintained common areas of the community offer a sense of belonging without the hassle of upkeep. Enjoy the tranquility of a low-maintenance lifestyle, allowing you more time to relax and enjoy your surroundings. The property is in excellent condition, ready for you to move in and make it your own. This townhouse is not just a home; it's a lifestyle choice that combines comfort, convenience, and community. Don't miss the opportunity to make this gem your own!

Getting Around

39
WalkingCar-Dependent
14
TransitMinimal Transit
38
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch/Rambler
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Features

  • Bathroom - Walk-In Shower,Combination Kitchen/Dining,Kitchen Island
  • Finished area below ground: 0
  • Finished area above ground: 1,161

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,161
  • Total interior livable area: 1,161 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 15 X 17

Primary Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 2210050065
  • Zoning: RS-PU
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3,150 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$110$1,320
Property Taxes $247$2,964
Electricity $281$3,374
Total$2,103$25,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,102/yr
40% on housing$63,090/yr
45% on housing$56,080/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$129
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$289,900
2022-12-15Sold$239,000
2022-11-19Pending sale$238,000
2012-08-03Sold$135,000
2001-06-21Sold$115,700

For Sale by Agent

AgentTina Nash
BrokerageSet Your Rate Real Estate LLC

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