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510 Vermont St, Killeen, TX, 76541

2beds
1baths
880sqft
$97,000
$110price/sqft
$1,029/moest. monthly cost
$41,160/yrincome needed

About This Home

Welcome to this 2-bedroom, 1-bathroom home offering 880 square feet of comfortable living space. Enjoy a welcoming living room that provides the perfect space to relax and entertain. Conveniently located within a 4-mile radius of grocery stores, shopping centers, gas stations, restaurants, and fast-food establishments, this home offers easy access to everyday necessities. Plus, it's just 5 minutes from Fort Cavazos (Fort Hood), making it an excellent choice for homeowners or investors alike.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Killeen Elementary SchoolGrades PK-51.5 mi
3/10
Rancier Middle SchoolGrades 6-83.2 mi
2/10
Killeen High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1903

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Some Electric Appliances
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),None,Tub Shower
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 114051

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 3,118 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$140$1,680
Property Taxes $161$1,932
Electricity $238$2,859
Total$1,029$12,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,280/yr
40% on housing$30,870/yr
45% on housing$27,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 76541$65
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76541$98
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$97,000
2026-04-29Listing removed$750
2026-04-21Price change$750
2025-08-29Listed for rent$850
2025-08-29Listing removed$950
2025-06-15Listed for rent$950
2025-06-15Listing removed$950
2025-04-17Listed for rent$950
2025-04-17Listing removed$950
2025-02-06Listed for rent$950
2024-12-18Listing removed$1,000
2024-12-03Listed for rent$1,000
2023-07-01Listing removed--
2023-06-09Listed for rent$850
2023-06-09Listing removed--
2023-04-15Listed for sale$79,900
2023-04-10Contingent$79,900
2023-03-14Price change$79,900
2023-02-23Price change$83,000
2023-02-09Listed for sale$90,000
2022-08-11Listing removed--
2022-07-22Listed for rent$1,000
2022-06-23Sold--
2022-06-04Pending sale$99,900
2022-05-24Price change$99,900
2022-05-07Listed for sale$104,900

For Sale by Agent

AgentDaisy Ruiz
BrokerageAll City Real Estate

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