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13471 Cedar Valley Rd, Salado, TX, 76571

6beds
4baths
3,998sqft
$1,295,000
$324price/sqft
$8,459/moest. monthly cost
$338,360/yrincome needed

About This Home

Come and see this unique Victorian Home property nestled on top of a scenic panoramic hill. This exceptional 10-acre estate offers a rare blend of historic charm and modern self-sufficiency. Featuring two fully renovated Victorian homes joined into one expansive residence and a separate guest house, this property is ideal for multi-generational living. This creative space and layout have the potential to be more than just a home with possible income producing opportunities. Thoughtfully updated, the homes retain their architectural elegance with high ceilings, original woodwork and wrap-around porches while incorporating modern systems for comfort and reliability. Designed with long-term resilience in mind, this property includes a fully owned and transferable solar and wind system with battery backup that powers the water pump and the 110 electrical outlets in the North Wing ensuring sustainable living. There is a fully equipped tornado shelter which acts as a durable storage unit as well. The detached guest house has 2 bedrooms, and 1 bath, kitchen, dining, front and back porch with incredible views which has its own separate carport. There is a barn with 2 horse stalls that is home to playful goats, watchful donkeys and dutiful barn cats. A self-sustaining keyhole garden is within easy reach of the farmhouse. The land itself offers a mix of open pasture and wooded areas providing ample opportunities for recreation, agriculture or livestock. Combining privacy, preparedness and an old-world elegant style, this one-of-a-kind property presents an unparalleled opportunity for those seeking security, flexibility and rural tranquility. This property is conveniently located between Austin and Waco, 10 minutes from the charming and artistic village of Salado and 15 minutes from Killeen (home to Fort Hood). Come and enjoy the inviting porches with the gorgeous panoramic views, hummingbirds, nature and wildlife abundance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
7/10
Salado Middle SchoolGrades 6-88.8 mi
8/10
Salado High SchoolGrades 9-129.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Oven
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Eat-in Kitchen,Kitchen Island,Kitchen/Dining Combo,Pantry,Walk-In Pantry

Interior Area

  • Total interior livable area: 3,998 sqft

Property

Details

  • Parcel number: 194462

Features

  • Patio & porch: Covered,Porch
  • Exterior features: Fire Pit,Porch,Rain Gutters,Storage
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Hills,Other,Panoramic,Rural,Trees/Woods
  • Waterbody name: Countryside View,Hill Country View,Panoramic,Woods
  • Topography of land: Sloping

Lot

  • Lot size: 10 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather
Drought
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$706$8,472
Property Taxes $766$9,192
Electricity $439$5,268
Total$8,459$101,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$290,022/yr
40% on housing$253,770/yr
45% on housing$225,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 76571$377
Bell County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 76571$204
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$1,750,000
2026-02-16Price change$1,595,000
2026-01-15Price change$1,750,000
2025-06-24Listed for sale$1,950,000
2012-12-14Sold--
2012-10-05Sold--
2012-02-27Price change$319,000
2012-01-07Price change$329,000
2011-11-22Listed for sale$349,000

For Sale by Agent

AgentSherry R. Payne
BrokerageKeller Williams Advantage Waco

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