1020 S 23rd St, Temple, TX, 76504
About This Home
Fully Remodeled 2-Bedroom Home with Income-Generating 1-Bedroom Unit in Temple, TX. The back unit features its own address and separate water meter, providing privacy and independence for tenants or guests. Fully remodeled interiors with contemporary finishes. Updated kitchen with new appliances and cabinetry. Separate 1-bedroom,1-bathroom layout. The unit may need some exterior TLC, but nothing major. Great investment potential with dual rental opportunities. Whether you're looking for a family home with extra income potential or an investment property with immediate returns, this is an opportunity you don't want to miss.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Common Area
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 860 sqft
Kitchen
- Level: First
- Dimensions: 0 x 0
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 63050
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: None
Lot
- Lot size: 7,013 sqft
Parking
- Parking features: Garage,Garage Door Opener,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $233 | $2,796 |
| Electricity | $238 | $2,859 |
| Total | $1,398 | $16,776 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $155,000 |
| 2026-02-02 | Price change | $159,900 |
| 2026-01-23 | Price change | $165,000 |
| 2025-10-31 | Price change | $174,750 |
| 2025-09-11 | Price change | $175,000 |
| 2025-07-15 | Listed for sale | $185,000 |
| 2008-06-12 | Listing removed | $71,000 |
| 2008-03-20 | Listed for sale | $71,000 |
For Sale by Agent
View on Zillow