3807 Whispering Oaks, Temple, TX, 76504
About This Home
Grand entry. Single-story layout. 2,496 square feet of flexible living space on a large lot. Also available for lease. This spacious 3-bedroom, 2.5-bath home features two living areas, two dining spaces, a private office, and a desirable split floor plan, offering both privacy and functionality. The impressive foyer opens into a bright, open layout with generous room sizes and seamless flow. The main living area connects easily to the kitchen and dining space, creating an ideal setting for gatherings and everyday living. A second living area provides flexibility for a media room, game room, or additional sitting area, while the dedicated office near the entry is perfect for remote work or study. The spacious kitchen is a standout feature, offering granite countertops, abundant cabinetry, and extensive counter space, providing both style and functionality. Two dining areas allow for both casual meals and formal entertaining. Designed with a split floor plan, the privately positioned primary suite offers a comfortable retreat with an en-suite bath and generous closet space. Two additional bedrooms and a full bath are located separately for added privacy — all conveniently situated on one level. Situated on a large lot, this property offers outdoor space with room to enjoy, entertain, or personalize to your needs. Located just minutes from Baylor Scott & White Medical Center – Temple and the VA Central Texas Health Care System, and near shopping and dining at Temple Mall, this home combines space, convenience, and location. A rare opportunity offering size, layout, and accessibility in the heart of Temple.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Masonry
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Some Electric Appliances,Built-In Oven,Microwave
- Laundry features: Laundry in Utility Room,Laundry Room
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Crown Molding,Dining Area,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,High Ceilings,Home Office,Kitchen/Dining Combo,Living/Dining Room,Multiple Living Areas,MultipleDining Areas,Open Floorplan,Pull Down Attic Stairs,Separate Shower,Tub Shower,Walk-In Closet(s),Breakfast Area,Eat-in Kitchen,Granite Counters
- Flooring: Carpet,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,1 Unit
Interior Area
- Total interior livable area: 2,496 sqft
Property
Details
- Parcel number: 64107
- Other equipment: Dehumidifier
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Covered Patio,Porch,Rain Gutters
- Fencing: Back Yard,Privacy,Wood
- Has view: Yes
- View description: None
- Waterbody name: None
Lot
- Lot size: 0.30 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,921 | $23,052 |
| Home Insurance * | $354 | $4,248 |
| Property Taxes | $552 | $6,624 |
| Electricity | $274 | $3,288 |
| Total | $3,101 | $37,212 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $395,000 |
| 2026-02-28 | Listed for sale | $407,000 |
| 2024-09-23 | Listing removed | $399,000 |
| 2024-08-30 | Price change | $399,000 |
| 2024-07-19 | Price change | $410,000 |
| 2024-06-26 | Price change | $438,000 |
| 2024-06-14 | Listed for sale | $445,000 |
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