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1503 N 7th St, Temple, TX, 76501

2beds
1baths
816sqft
$160,000
$196price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

This is not just a home - it includes a separate approximately 600 + square foot flex building at a fabulous price point. Full of charm, flexibility, and future potential, this inviting property is situated on a beautiful, tree-lined street in Temple’s desirable Garden District. The light-filled main home offers 2 bedrooms, 1 bath, and 816 square feet of functional living space with a comfortable, easy-to-maintain layout. The standout feature is the separate APPROX 600 SQUARE FEET OF ADDITIONAL SPACE, offering a living area, bedroom, and space for a half bath that is currently in progress. The toilet and sink have already been purchased, giving the new owner a head start on completing the space. With the right finishing touches, this versatile building could become guest accommodations, a home office, creative studio, game room, hobby space, or potential income-producing space, subject to applicable regulations. Outside, mature trees surround the front and backyard, creating a welcoming setting. The privacy-fenced backyard includes a spacious patio and fire pit area—ideal for relaxing, entertaining, or enjoying Texas evenings. Conveniently located near the historic district, parks, pools, schools, shopping, and everyday amenities. This unique property offers character, outdoor living, additional space, and exciting possibilities for its next owner.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
5/10
Lamar Middle SchoolGrades 6-80.3 mi
3/10
Temple High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Water Heater,Some Electric Appliances,Some Gas Appliances
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedroom

  • Level: Main
  • Dimensions: 11 X 13

Bedroom2

  • Level: Main
  • Dimensions: 11 X 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Ceiling Fan(s),Primary Downstairs,Main Level Primary,Separate Shower,Kitchenette
  • Flooring: Combination
  • Fireplace features: Outside
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric,Window Unit
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total interior livable area: 816 sqft

Living Room

  • Level: Main
  • Dimensions: 11 X 23

Other

  • Level: Main
  • Dimensions: 20 X 30

Property

Details

  • Parcel number: 77720

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio,Private Yard,Rain Gutters,Storage,Fire Pit
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 5,998 sqft
  • Lot size dimensions: 50 x 121

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$141$1,692
Property Taxes $49$588
Electricity $238$2,859
Total$1,237$14,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 76501$101
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76501$135
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$160,000
2013-09-25Sold--
2013-08-17Listed for sale$59,900

For Sale by Agent

AgentPaula Estes
BrokerageEpique Realty LLC

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