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17488 173rd St SE, Big Lake, MN, 55309

5beds
5baths
4,466sqft
$679,900
$152price/sqft
$4,782/moest. monthly cost
$191,280/yrincome needed

About This Home

Escape to your own private retreat on 3.25 acres, offering the perfect blend of tranquility, space, and amenities. Enjoy summer days by the outdoor pool, relax on one of two spacious decks, or unwind in your private sauna—all surrounded by the beauty and privacy of nature. Inside, this beautifully designed rambler welcomes you with vaulted ceilings, hardwood floors, and an expansive open-concept living area centered around a cozy fireplace. The gourmet kitchen is ideal for entertaining, featuring a large granite island, ample cabinetry, and generous workspace for cooking and gathering. The main-level primary suite offers comfort and convenience with a spa-like ensuite bath featuring dual vanities, a lighted mirror, a walk-in shower, and a separate soaking tub. A main-floor laundry room adds everyday convenience. The finished lower level provides exceptional living space with a large family room complete with a built-in wet bar and beverage refrigerator—perfect for entertaining. Three additional bedrooms, two bathrooms, a second laundry room, and a dedicated sauna room with an adjoining shower offer flexibility for family and guests. Additional updates include a new roof in 2024. The home is priced to reflect the need for a new pool cover, pool heater, and furnace, presenting a wonderful opportunity to add value while creating your dream private getaway. If you've been searching for peaceful country living with room to relax, entertain, and make it your own, this exceptional property is ready to welcome you home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
7/10
Monticello Middle SchoolGrades 6-81.7 mi
9/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger
  • Laundry features: Lower Level,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 240.9875
  • Dimensions: 14.83x16.25

Bedroom2

  • Level: Main
  • Area: 140.3136
  • Dimensions: 10.08x13.92

Bedroom3

  • Level: Lower
  • Area: 126.5336
  • Dimensions: 11.42x11.08

Bedroom4

  • Level: Lower
  • Area: 159
  • Dimensions: 13.25x12

Bedroom5

  • Level: Lower
  • Area: 198.045
  • Dimensions: 14.67x13.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 313.4886
  • Dimensions: 15.42x20.33

Family Room

  • Level: Lower
  • Area: 435.625
  • Dimensions: 20.50x21.25

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,158
  • Finished area above ground: 2,308

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,466
  • Total interior livable area: 4,466 sqft

Kitchen

  • Level: Main
  • Area: 325.5186
  • Dimensions: 13.33x24.42

Laundry

  • Level: Main
  • Area: 58.98
  • Dimensions: 9.83x6

Living Room

  • Level: Main
  • Area: 465.75
  • Dimensions: 20.25x23

Office

  • Level: Main
  • Area: 149.38
  • Dimensions: 14x10.67

Other

  • Level: Lower

Sauna

  • Level: Lower
  • Area: 27.2136
  • Dimensions: 4.08x6.67

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 05004210225
  • Zoning description: Residential-Single Family
  • Foundation area: 2308

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 3.25 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 325 x 459 x 284 x 473

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Concrete,Garage Door Opener,Heated Garage,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$454$5,448
Property Taxes $515$6,180
Electricity $376$4,520
Total$4,782$57,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,954/yr
40% on housing$143,460/yr
45% on housing$127,520/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 55309$169
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55309$181
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$679,900
2026-01-20Sold$757,505
2022-07-15Sold$750,000
2022-05-25Pending sale$750,000
2022-05-22Price change$750,000
2022-04-28Listed for sale$775,000
2008-03-28Sold$475,000

For Sale by Agent

AgentLisa J. Proechel
BrokerageKeller Williams Integrity Realty

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