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25456 166th St NW, Big Lake, MN, 55309

2beds
1baths
688sqft
$229,900
$334price/sqft
$1,670/moest. monthly cost
$66,800/yrincome needed

About This Home

Great entry level home. 2 Bedrooms one bath with nice deck, eat-in kitchen. Detached garage has a one stall garage door but big enough for a shop area also.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Liberty Elementary SchoolGrades PK-26.5 mi
5/10
Big Lake Middle SchoolGrades 6-87.0 mi
9/10

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom2

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 688

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 688
  • Total interior livable area: 688 sqft

Kitchen

  • Level: Main
  • Area: 70
  • Dimensions: 7x10

Living Room

  • Level: Main
  • Area: 96
  • Dimensions: 12X8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 35004080818
  • Zoning description: Residential-Single Family
  • Foundation area: 688

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 135 x 90

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Driveway - Other Surface
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$153$1,836
Property Taxes $185$2,220
Electricity $170$2,050
Total$1,670$20,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,257/yr
40% on housing$50,100/yr
45% on housing$44,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 55309$170
Sherburne County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55309$181
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$229,900
2007-07-16Sold$7,300

For Sale by Agent

AgentScott P Schmidt
BrokerageColdwell Banker Realty

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