11745 42nd St SE, Clear Lake, MN, 55319
About This Home
Enjoy lake life on beautiful Lake Julia part of the sought-after Briggs Chain of Lakes, only one hour from the Twin Cities. This updated walk-out rambler features 2 bedrooms, 2 baths, with panoramic south-facing lake views. Surrounded by mature trees for excellent privacy, the home also includes a second kitchen in the lower level for easy lakeside entertaining. Enjoy access to a chain of three connected lakes, all within the desirable Becker Public Schools district. Septic Compliance completed May 2026, floating dock stays with property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
Basement
- Has basement: Yes
- Basement: Walk-Out Access
Bedroom
- Level: Main
- Area: 336
- Dimensions: 24x14
Bedroom2
- Level: Lower
- Area: 192
- Dimensions: 16x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
Deck
- Level: Main
- Area: 250
- Dimensions: 25x10
Dining Room
- Level: Main
- Area: 100
- Dimensions: 10x10
Features
- Finished area below ground: 950
- Finished area above ground: 980
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,960
- Total interior livable area: 1,930 sqft
Kitchen
- Level: Main
- Area: 96
- Dimensions: 12x8
Kitchen2Nd
- Level: Lower
- Area: 80
- Dimensions: 10x8
Living Room
- Level: Main
- Area: 272
- Dimensions: 17x16
Patio
- Level: Lower
- Area: 250
- Dimensions: 25X10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 40004130245
- Zoning description: Residential-Single Family
- Foundation area: 980
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 49
Lot
- Lot size: 0.31 Acres
- Lot size dimensions: 48 x 266 x 49 x 251
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Lightning
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $368 | $4,416 |
| Electricity | $170 | $2,050 |
| Total | $3,360 | $40,320 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $499,900 |
| 2026-06-09 | Price change | $520,000 |
| 2026-05-14 | Listed for sale | $525,000 |
| 2025-10-16 | Listing removed | $535,000 |
| 2025-07-30 | Price change | $535,000 |
| 2025-07-10 | Listed for sale | $549,900 |
| 2025-06-27 | Listing removed | $549,900 |
| 2025-06-06 | Listed for sale | $549,900 |
| 2019-07-31 | Sold | $375,900 |
| 2019-06-27 | Pending sale | $374,900 |
| 2019-06-11 | Listed for sale | $374,900 |
| 2016-11-14 | Sold | $230,000 |
| 2016-10-19 | Pending sale | $249,900 |
| 2016-06-28 | Listed for sale | $249,900 |
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