11388 49th St, Clear Lake, MN, 55319
About This Home
Discover a rare opportunity to own nearly an acre on Lake Julia, part of the highly sought-after Briggs Lake Chain, where privacy, panoramic views, and endless potential come together. Tucked away on a quiet dead-end road with limited traffic, this one-of-a-kind property spans three parcels totaling approximately 0.85 acres and boasts an impressive 262 feet of shoreline, creating an exceptional setting to enjoy everything lake life has to offer. Whether you're spending the day boating, fishing, swimming, or simply taking in the peaceful waterfront views, you'll appreciate the flat approach to the lake and the space to relax and unwind. The charming 2-bedroom, 1-bath home offers beautiful water views and a brand-new roof, making it ready to enjoy from day one while leaving plenty of opportunity to personalize, expand, or build your dream lakeside retreat. Whether you're searching for a seasonal escape, an investment opportunity, or a future building site, properties with this combination of acreage, shoreline, privacy, and access to one of the area's most desirable lake chains are a rare find.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
- Laundry features: None
Basement
- Has basement: Yes
- Basement: Block,Crawl Space
Bedroom
- Level: Main
- Area: 112.211
- Dimensions: 10.10x11.11
Bedroom2
- Level: Main
- Area: 102.9
- Dimensions: 10.5x9.8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 768
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Kitchen
- Level: Main
- Area: 36.54
- Dimensions: 6.3x5.8
Living Room
- Level: Main
- Area: 256.06
- Dimensions: 11.8x21.7
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 40004170090
- Zoning description: Residential-Single Family
- Foundation area: 768
Features
- Levels: One
- Stories: 1
- Fencing: None
- Has view: Yes
- View description: East,North,Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(0-4),Lake Bottom(Sand,Weeds)
- Frontage length: Water Frontage: 262
Lot
- Lot size: 0.85 Acres
- Features: Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: 224 x 137 x 262 x 234
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Lightning
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $237 | $2,844 |
| Electricity | $170 | $2,050 |
| Total | $2,100 | $25,200 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $299,900 |
| 2026-07-16 | Listing removed | $299,900 |
| 2026-06-19 | Listed for sale | $299,900 |
| 2019-07-01 | Sold | $158,000 |
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