




12496 196th Ct NW, Elk River, MN, 55330
About This Home
Incredible value, quality build, exceptional private cul-de-sac lot in Lafayette Woods development. At nearly 4000 square feet this property is made for your family - inside and out. Open concept main floor with 9 feet ceilings and beautiful kitchen with custom cabinets, stainless appliances and granite counters with eat-in area. New deck off kitchen overlooks your private and wooded back yard. Pool, hot tub and patio provide hours of summer entertainment. The main floor laundry is a large and separate room. Light-colored hardwood floors and large windows fill the main floor with natural sunlight. The upper level has four bedrooms. The large primary suite has vaulted ceilings, and the private bath includes dual sinks, tile shower, and jetted tub. The walk-out lower level is a dream for entertaining with a pool table, fireplace, and 9 feet ceilings. Imagine family game nights and the gathering spot for kids and friends in this spacious lower level. The lower level includes the 5th bedroom, 3/4 bath and tons of storage. New driveway and 3-car garage. You will love this home. It will be hard to find a better end-of-the street cul-de-sac lot that backs up to Woodlands Park. Walk from your home to miles of city walking paths. Bring your family, create new memories and fulfill your dreams when You Live Here.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Roof: Age Over 8 Years
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Main Level,Upper Level
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Finished,Sump Pump,Walk-Out Access
Bedroom
- Level: Upper
- Area: 304
- Dimensions: 19x16
Bedroom2
- Level: Upper
- Area: 154
- Dimensions: 11x14
Bedroom3
- Level: Upper
- Area: 143
- Dimensions: 11x13
Bedroom4
- Level: Upper
- Area: 154
- Dimensions: 11x14
Bedroom5
- Level: Lower
- Area: 160
- Dimensions: 16x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 440
- Dimensions: 20x22
Den
- Level: Main
- Area: 160
- Dimensions: 16x10
Dining Room
- Level: Main
- Area: 154
- Dimensions: 14x11
Family Room
- Level: Lower
- Area: 748
- Dimensions: 34x22
Features
- Number of fireplaces: 2
- Fireplace features: Brick,Family Room,Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,340
- Finished area above ground: 2,589
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Informal Dining Room
- Level: Main
- Area: 91
- Dimensions: 13x7
Interior Area
- Total structure area: 3,985
- Total interior livable area: 3,929 sqft
Kitchen
- Level: Main
- Area: 216
- Dimensions: 18x12
Laundry
- Level: Main
- Area: 60
- Dimensions: 10x6
Living Room
- Level: Main
- Area: 368
- Dimensions: 16x23
Patio
- Level: Lower
- Area: 546
- Dimensions: 26x21
Primary Bathroom
- Level: Upper
- Area: 140
- Dimensions: 10x14
Storage
- Level: Lower
- Area: 70
- Dimensions: 10x7
Utility Room
- Level: Lower
- Area: 102
- Dimensions: 17x6
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 75006330125
- Zoning description: Residential-Single Family
- Foundation area: 1408
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground,Heated,Outdoor Pool
- Patio & porch: Composite Decking,Deck,Patio
Lot
- Lot size: 0.57 Acres
- Features: Irregular Lot,Tree Coverage - Heavy
- Lot size dimensions: 50 x 141 x 233 x 242
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,983 | $35,796 |
| Home Insurance * | $314 | $3,768 |
| Property Taxes | $647 | $7,764 |
| Electricity | $331 | $3,976 |
| Total | $4,275 | $51,300 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $590,000 |
| 2020-05-01 | Sold | $411,000 |
| 2020-03-18 | Pending sale | $424,900 |
| 2020-02-13 | Listed for sale | $424,900 |
| 2019-11-27 | Listing removed | $424,900 |
| 2019-10-17 | Listed for sale | $424,900 |
| 2001-05-23 | Sold | $320,000 |
| 2000-08-01 | Sold | $304,649 |
| 2000-04-11 | Sold | $52,900 |
