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1300 Kilian Blvd SE, Saint Cloud, MN, 56304

5beds
5baths
5,577sqft
$550,000
$99price/sqft
$4,247/moest. monthly cost
$169,880/yrincome needed

About This Home

Some homes are houses. This one is a lifestyle. Sitting on .66 acres across three combined parcels and fronting the breathtaking Clemens Gardens, this is the kind of property Saint Cloud hasn't seen in awhile! 5 bedrooms. 5 baths. Four stories. A private elevator. A 6-stall heated garage. A fully equipped lower-level (Mother-in-Law suite) suite with private entrance — ideal for extended family or income-producing opportunity. Extra room (work out room) opportunity for a 6th bedroom and it has a private entrance as well. A 4-season gazebo that blurs the line between indoors and out, this could also be converted to living space as well. A backyard bursting with fruit trees and berry bushes that make this property feel like an escape every single day. Every major system updated. New roof, new water heaters, new AC, radiant heat, full ADA accessibility. Zero compromises. Lower Lever renovations in 2022. No HOA. Did I mention it has an EV charging station! If you've been waiting for something truly different — this is it.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
South Junior High SchoolGrades 6-81.3 mi
3/10

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Shake,Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 378
  • Dimensions: 27x14

Bedroom2

  • Level: Upper
  • Area: 150.8
  • Dimensions: 11.6x13

Bedroom3

  • Level: Lower
  • Area: 264
  • Dimensions: 22x12

Bedroom4

  • Level: Lower
  • Area: 126
  • Dimensions: 12.6x10

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2

Den

  • Level: Upper
  • Area: 182.6
  • Dimensions: 11x16.6

Dining Room

  • Level: Main
  • Area: 184.5
  • Dimensions: 20.5x9

Family Room

  • Level: Main
  • Area: 401.2
  • Dimensions: 23.6x17

Family Room

  • Level: Lower
  • Area: 312
  • Dimensions: 20x15.6

Features

  • Finished area below ground: 2,142
  • Finished area above ground: 3,255

Heating & Cooling

  • Heating features: Baseboard,Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,577
  • Total interior livable area: 5,577 sqft

Kitchen

  • Level: Main
  • Area: 207
  • Dimensions: 23x9

Laundry

  • Level: Main
  • Area: 77
  • Dimensions: 7x11

Living Room

  • Level: Main
  • Area: 405.6
  • Dimensions: 26x15.6

Other

  • Level: Upper
  • Area: 271.2
  • Dimensions: 12x22.6

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Customized Wheelchair Accessible,Grab Bars In Bathroom,Roll-In Shower

Details

  • Parcel number: 85004024220
  • Zoning description: Residential-Single Family
  • Foundation area: 2322

Features

  • Levels: Four or More Level Split
  • Patio & porch: Front Porch,Patio,Rear Porch,Side Porch

Lot

  • Lot size: 0.66 Acres
  • Lot size dimensions: 130 x 224 x 130 x 224

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached Garage,Electric Vehicle Charging Station(s),Floor Drain,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$413$4,956
Property Taxes $583$6,996
Electricity $470$5,644
Total$4,247$50,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,611/yr
40% on housing$127,410/yr
45% on housing$113,253/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 56304$130
Sherburne County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 56304$141
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-26Listing removed$599,888
2025-07-18Price change$599,888
2025-05-30Listed for sale$649,900
2016-10-31Sold$325,000
2016-08-15Price change$399,900
2016-07-11Price change$429,900
2016-04-25Listed for sale$449,900
2003-05-15Sold$112,000

Coming Soon

AgentBruce Heinecke
BrokerageKeller Williams Classic Realty

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