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2969 Siwanoy Dr, Edgewood, MD, 21040

4beds
4baths
2,176sqft
$420,000
$193price/sqft
$2,932/moest. monthly cost
$117,280/yrincome needed

About This Home

Show and Sell this 4 bedroom, 2/5 bath Colonial-style home located in the sought-after Forest Oaks community and be home for the summer. The home has an ultra-spacious main level featuring formal living and dining room, a great room with a gas fireplace, and decorative crown molding above the mantel. The kitchen features a center island and flows directly into the great room, making it ideal for entertaining. The upper level includes four bedrooms, highlighted by a private suite equipped with a soaking tub and a full, finished basement. The exterior has a large, level backyard and an attached two-car garage.

Getting Around

0
WalkingCar-Dependent
21
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

2/10
4/10
Edgewood Middle SchoolGrades 6-81.0 mi
3/10
Edgewood High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Refrigerator,Electric Water Heater,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Features

  • Attic,Ceiling Fan(s),Dining Area,Floor Plan - Traditional
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,176

Game Room

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 3,396
  • Total interior livable area: 2,176 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1301337564
  • Zoning: R2COS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,492 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$157$1,884
Property Taxes $371$4,452
Electricity $281$3,374
Total$2,932$35,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,525/yr
40% on housing$87,960/yr
45% on housing$78,186/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 21040$82
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21040$184
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$450,000
2018-04-23Sold$265,000
2018-03-19Pending sale$257,000
2018-03-15Listed for sale$257,000
2004-03-22Sold$254,852
2003-08-28Sold$254,852
2003-05-22Sold$226,000
2003-02-10Sold$45,820

For Sale by Agent

AgentMs. Quantane L Higginbotham
BrokerageExit Landmark Realty

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