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1943 Crossing Stone Ct, Frederick, MD, 21702

4beds
4baths
1,970sqft
$405,000
$206price/sqft
$3,040/moest. monthly cost
$121,600/yrincome needed

About This Home

Don't miss this opportunity to own a spacious 4-bedroom, 3.5-bath townhouse in the highly sought-after North Crossing community! This wonderful townhouse with with a newly installed roof (2026) welcomes you with a split-level entry. The main level features hardwood floors, a bright bay window, upgraded light fixtures, and an open-concept living and dining room that's perfect for both everyday living and entertaining. The gourmet eat-in kitchen is equipped with granite countertops, a center island, stainless steel appliances, and ample cabinet space.The upper levels offer generously sized bedrooms, including a primary suite with ceilings that create an open, airy feel.The fully finished walkout lower level provides exceptional flexibility, featuring hardwood floors, a spacious family room, a full bathroom, and a fourth bedroom that can also serve as a home office, guest suite, or playroom. Step outside to enjoy the fully fenced backyard—ideal for relaxing or entertaining. Residents of North Crossing enjoy access to a community pool, perfect for cooling off during the summer months. Conveniently located just minutes from Route 15, Route 26, Fort Detrick, and downtown Frederick, this home offers an easy commute and quick access to shopping, dining, and everyday conveniences. Nearby amenities include Wegmans, Giant, Lowe's, OneLife Fitness, retail shops, and a variety of local restaurants. This townhouse combines space, style, and an unbeatable location. Schedule your showing today and discover everything this wonderful property has to offer!

Getting Around

12
WalkingCar-Dependent
16
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10
Monocacy Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2002

Materials

  • Foundation: Permanent
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: In Basement,Dryer In Unit,Washer In Unit

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops
  • Flooring: Carpet,Wood,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,970

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,970
  • Total interior livable area: 1,970 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102241366
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Fencing: Full,Back Yard

Lot

  • Lot size: 1,860 sqft

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$86$1,032
Property Taxes $626$7,512
Electricity $281$3,374
Total$3,040$36,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,228/yr
40% on housing$91,200/yr
45% on housing$81,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$204
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$405,000
2024-10-02Listing removed$2,595
2024-09-17Listed for rent$2,595
2017-03-27Sold$252,500
2017-01-23Pending sale$250,000
2017-01-03Listed for sale$250,000
2015-01-01Sold$185,000
2012-08-26Listing removed$1,800
2012-08-11Listed for rent$1,800
2008-12-18Sold$232,000
2006-06-02Sold$302,000
2002-06-28Sold$158,275

For Sale by Agent

AgentSoraya Gillespie
BrokerageWelcome Home Realty Group

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