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2504 Shelley Cir #4-2D, Frederick, MD, 21702

2beds
2baths
1,384sqft
$260,000
$188price/sqft
$2,050/moest. monthly cost
$82,000/yrincome needed

About This Home

Welcome to the Ridgeview community in Frederick! This second-level unit offers a bright, open floor plan with plush carpeting throughout and abundant storage options. The inviting living area is accented by crown molding and custom blinds. It provides seamless access to the dining space, private balcony, or a flexible area ideal for a home office. The dining area flows effortlessly into the kitchen, where modern luxury vinyl flooring and natural light enhance the space. The kitchen is well-appointed with a breakfast bar, ample cabinetry, a pantry, and stainless steel appliances, perfect for both everyday living and entertaining. Retreat to the spacious primary suite featuring plush carpeting, dual closets including a walk-in, and a private en-suite bath with a double vanity and walk-in shower. A second bedroom and full hall bath complete the sleeping quarters. Residents enjoy community amenities, including a pool and playground, as well as convenient access to major commuter routes such as I-70 and I-270, providing easy travel to Washington, D.C., and downtown Baltimore.

Getting Around

16
WalkingCar-Dependent
15
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Frederick High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Freezer,Ice Maker,Self Cleaning Oven,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Dispenser,Water Heater,Electric Water Heater
  • Laundry features: Has Laundry,Main Level,Laundry Room,In Unit

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Dining Room

  • Features: Flooring - Carpet,Crown Molding
  • Level: Main
  • Area: 90
  • Dimensions: 9 X 10

Features

  • Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Crown Molding,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Primary Bath(s),Pantry,Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s),Dry Wall
  • Door features: Six Panel
  • Window features: Double Pane Windows,Double Hung,Vinyl Clad
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,384

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main
  • Area: 77
  • Dimensions: 7 X 11

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,384
  • Total interior livable area: 1,384 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Breakfast Bar,Dining Area,Double Sink,Eat-in Kitchen,Kitchen - Gas Cooking
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Laundry

  • Level: Main

Living Room

  • Features: Flooring - Carpet,Crown Molding
  • Level: Main
  • Area: 255
  • Dimensions: 15 X 17

Primary Bedroom

  • Features: Flooring - Carpet,Attached Bathroom,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 1102241757
  • Attached to another structure: Yes
  • Zoning: PND
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Lighting,Balcony
  • Has view: Yes
  • View description: Garden

Lot

  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$55$660
Property Taxes $400$4,800
Electricity $281$3,374
Total$2,050$24,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,285/yr
40% on housing$61,500/yr
45% on housing$54,666/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$205
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$265,000
2026-04-16Listed for sale$270,000
2022-03-29Sold$265,000
2022-03-14Contingent$250,000
2022-03-11Listed for sale$250,000
2016-03-31Sold$175,000
2006-09-25Sold$237,500
2001-09-28Sold$123,395

For Sale by Agent

AgentAurora Smith
BrokerageNorthrop Realty

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