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2505 Shelley Cir #5-2C, Frederick, MD, 21702

2beds
2baths
1,356sqft
$275,000
$203price/sqft
$2,153/moest. monthly cost
$86,120/yrincome needed

About This Home

Welcome to 2505 Shelley Circle #2C, a well-maintained elevator accessible condo located in the desirable Ridgeview community of Frederick. This light-filled residence offers a functional open floor plan with spacious living and dining areas, perfect for everyday living and entertaining. The kitchen flows seamlessly into the main living space and includes ample cabinetry and workspace. The unit features two generously sized bedrooms and two full bathrooms, including a private primary suite with ample closet space. Enjoy the convenience of in-unit laundry, assigned parking, and a secure building with elevator access. Generously sized porch off the dining room allows for morning coffee and evenings filled with conversations and your favorite adult beverage. Owner has replaced the HVAC in 2022 and has truly loved living here. Residents benefit from a low-maintenance lifestyle with community amenities that include 3 Whittier pool options, walking trails, playgrounds, and common grounds. Ideally situated close to shopping, walkable to CVS, Food Lion, nail spa and dining & major commuter routes, this home offers both comfort and convenience in a sought-after Frederick location.

Getting Around

9
WalkingCar-Dependent
15
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Frederick High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2001

Materials

  • Construction materials: Combination,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Refrigerator,Cooktop,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Washer In Unit,Laundry Room,In Unit

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Features: Flooring - Laminated
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Laminated
  • Level: Main

Features

  • Breakfast Area,Dining Area,Primary Bath(s),Elevator,Entry Level Bedroom,Open Floorplan,Dry Wall
  • Door features: Sliding Glass
  • Window features: Double Pane Windows,Energy Efficient
  • Flooring: Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,356

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,356
  • Total interior livable area: 1,356 sqft

Kitchen

  • Features: Flooring - Laminated
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Flooring - Laminated
  • Level: Main

Other

  • Features: Flooring - Laminated
  • Level: Main

Primary Bedroom

  • Features: Flooring - Laminated
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Elevator Installed,Accessible Entrance,Doors - Swing In

Details

  • Parcel number: 1102242559
  • Attached to another structure: Yes
  • Zoning: PND
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Sidewalks,Street Lights,Balcony
  • Has view: Yes
  • View description: Mountain(s)

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$59$708
Property Taxes $423$5,076
Electricity $281$3,374
Total$2,153$25,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,817/yr
40% on housing$64,590/yr
45% on housing$57,413/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 21702$205
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21702$230
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$283,500
2013-06-19Sold$155,000
2011-09-07Sold$140,000
2005-04-28Sold$250,000
2001-11-19Sold$143,795

For Sale by Agent

AgentVicki Reyes
BrokerageRE/MAX Realty Centre, Inc.

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