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3626 Singleton Ter, Frederick, MD, 21704

3beds
3baths
1,776sqft
$517,000
$291price/sqft
$3,624/moest. monthly cost
$144,960/yrincome needed

About This Home

Lovingly maintained and updated 3 level townhome in the sought-after Villages of Urbana, filled with natural light and designed for comfortable, easy living. The spacious open floor plan creates an inviting atmosphere from the moment you enter. The lower level offers convenient access to the one-car garage and features a generous rec room. The main level showcases a bright living and dining area, an lightful kitchen with quartz counter and tile floor. Both the lower and upper levels feature stylish luxury vinyl flooring. Going upstairs, you will enjoy the fabulous brand new master bathroom, 2 additional bedrooms and a full hall bath. Villages of Urbana offers 3 pools, one water park, library, commercial sized gym, indoor sports barn (basketball/volleyball/badminton/pickleball), outdoor tennis courts with pickleball, walking/biking trails, grocery, medical offices and so much more. Newer YMCA nearby provides nice after school programs and a huge aquatic center. Minutes to I-270. Top-rated Urbana Schools are known for their strong academic performance. Roof replaced in 2025.

Getting Around

25
WalkingCar-Dependent
10
TransitMinimal Transit
50
BikeBikeable

Schools

10/10
Sugarloaf ElementaryGrades K-51.0 mi
9/10
Urbana Middle SchoolGrades 6-80.4 mi
9/10
Urbana High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Concrete,Shingle Siding,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Front Entrance,Garage Access,Finished,Full,Windows

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Combination Dining/Living
  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,776

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,776
  • Total interior livable area: 1,776 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors,Doors - Swing In

Details

  • Parcel number: 1107229658
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 2,000 sqft
  • Features: Level
  • Lot size dimensions: 20 x 100

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Asphalt,Public,Surface,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,614$31,368
Home Insurance *$91$1,092
Property Taxes $638$7,656
Electricity $281$3,374
Total$3,624$43,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,251/yr
40% on housing$108,720/yr
45% on housing$96,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 21704$244
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21704$228
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$517,000
2026-06-25Listed for sale$524,900
2026-06-22Listing removed$529,000
2026-06-04Listed for sale$529,000
2021-03-24Listing removed--
2020-01-22Listing removed$1,900
2020-01-11Listed for rent$1,900
2018-11-19Listing removed$1,900
2018-11-08Sold$335,000
2018-10-27Price change$1,900
2018-10-08Listed for rent$2,000
2018-09-14Pending sale$335,000
2018-08-18Price change$335,000
2018-06-29Price change$343,000
2018-06-06Listed for sale$347,000
2009-03-19Sold$269,900
2009-01-26Listed for sale$269,900
2001-12-18Sold$182,900

For Sale by Agent

AgentJohn Wang
BrokerageSamson Properties

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