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2960 Inca Street #104, Denver, CO, 80202

2beds
3baths
1,332sqft
$519,900
$390price/sqft
$3,129/moest. monthly cost
$125,160/yrincome needed

About This Home

Step into a beautiful city retreat with this two-story loft featuring a private entrance and dedicated parking right outside your door. Located in the historic WaterTower Lofts, this stunning multi-level home showcases the timeless character of the original 1896 building—complete with soaring timber beams, exposed brick walls, natural stone accents, and rich hardwood floors. Designed for flexibility, the layout offers two spacious primary suites—one on each level—ideal for guests, roommates, or a private work-from-home setup. Prefer a single-bedroom lifestyle? The second level easily transforms into an additional living space, giving you multiple areas to relax, entertain, or create. Enjoy unbeatable walkability with a five-minute stroll to an off-leash dog park, Union Station, light rail access, and Coors Field. You also have easy access to Riverfront Park, LoHi, and RiNo—home to some of Denver’s best dining, bars, and entertainment. Outdoor enthusiasts will love the easy access to the Platte River and Cherry Creek bike and running trails, along with the conveniences of the Union Station neighborhood, including the flagship Whole Foods. With quick access to I-25, commuting is effortless—making this home the perfect blend of historic charm, modern flexibility, and urban convenience.

Getting Around

79
WalkingVery Walkable
77
TransitExcellent Transit
97
BikeBiker's Paradise

Schools

2/10
5/10
Whittier K-8 SchoolGrades PK-81.4 mi
8/10
East High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1896

Materials

  • Foundation: Concrete Perimeter
  • Roof: Unknown
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Features: En Suite Bathroom
  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Primary Suite,Radon Mitigation System,Smoke Free,Walk-In Closet(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Concrete,Wood
  • Finished area below ground: 504
  • Finished area above ground: 828
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Lower

Property

Details

  • Parcel number: 227804040
  • Attached to another structure: Yes
  • Zoning: C-MX-12
  • Special condition: Standard
  • Exclusions: Staging Items

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Exterior features: Balcony

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$112$1,344
Property Taxes $203$2,436
Electricity $186$2,232
Total$3,129$37,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,280/yr
40% on housing$93,870/yr
45% on housing$83,440/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 80202$362
Denver County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 80202$373
Denver County$352

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$579,000
2023-08-03Listing removed--
2023-07-15Listed for rent$3,500
2021-05-12Sold$50,000
2021-03-24Listing removed--
2019-04-18Listing removed$3,000
2019-04-06Listed for rent$3,000
2018-05-13Listing removed$2,750
2018-05-02Listed for rent$2,750
2017-07-06Listing removed$2,500
2017-06-27Price change$2,500
2017-06-06Listed for rent$3,000
2017-04-01Listing removed$2,750
2017-03-04Listed for rent$2,750
2015-07-02Listing removed$2,500
2015-06-24Listed for rent$2,500
2013-05-07Listing removed$2,000
2013-04-20Listed for rent$2,000
2013-01-09Listing removed$2,000
2012-11-14Price change$2,000
2012-10-25Price change$2,100
2012-08-07Listed for rent$2,200
2004-11-17Sold$357,500
2002-04-08Sold$320,000

For Sale by Agent

AgentBrian Valant
BrokerageUrban Pine Ltd.

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