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11655 SW 140th Ln, Dunnellon, FL, 34432

2beds
2baths
1,866sqft
$219,900
$118price/sqft
$1,685/moest. monthly cost
$67,400/yrincome needed

About This Home

Welcome to Spruce Creek Preserve, a premier 55+ community surrounded by the Ross Prairie Preserve, just minutes to terrific shopping, restaurants and entertainment! If you like hiking, biking, canoeing or kayaking there are many places for you to enjoy. But if you prefer activities closer to home, there are so many to choose from right in the community. This spacious, updated home is located on a tree lined street only 2 blocks long. You will love the huge kitchen with newer stainless steel appliances, loads of cabinets and tons of counter space. There is a sweet spot for a table by the bay window. The dining room can accommodate a table and hutch. The primary bedroom is large, easily having a king sized bed, nightstands, dresser with mirror and a chest of drawers without seeming to be crowded. It also has an ensuite bath with double sinks and 2 closets, one a walk in. The guest bedroom is very roomy and has a walk in closet as well. The living room and family room are both large, allowing a variety of options for furniture arrangement. It's also perfect for family members to have separate spaces! From the family room you can walk out to the patio to grill and chill! The laundry room is right off the kitchen and also serves as a mudroom from the garage. ROOF 2021, air handler blower motor recently replaced. Both bathroom vanities and toilets have been replaced.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
3/10
2/10
Dunnellon High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: PALM

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Family Room

  • Level: First
  • Area: 247.25
  • Dimensions: 11.5x21.5

Features

  • Eating Space In Kitchen,Open Floorplan,Primary Bedroom Main Floor,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,286
  • Total interior livable area: 1,866 sqft

Kitchen

  • Level: First
  • Area: 302.5
  • Dimensions: 11x27.5

Laundry

  • Level: First
  • Area: 63
  • Dimensions: 7x9

Living Room

  • Level: First
  • Area: 338
  • Dimensions: 13x26

Primary Bedroom

  • Features: En Suite Bathroom,Dual Closets
  • Level: First
  • Area: 224
  • Dimensions: 14x16

Property

Details

  • Parcel number: 4076594000
  • Zoning: PUD
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: Heated,In Ground
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Heated
  • Residential vegetation: Oak Trees

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 84 x 90

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$142$1,704
Property Taxes $235$2,820
Electricity $197$2,366
Total$1,685$20,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,771/yr
40% on housing$50,550/yr
45% on housing$44,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 34432$390
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34432$188
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$234,900
2026-02-06Price change$239,900
2025-12-09Listed for sale$249,900
2019-04-11Sold$150,000
2019-04-05Listed for sale$159,900
2019-03-14Pending sale$159,900
2018-11-08Listed for sale$159,900
2018-06-24Listing removed$159,900
2018-01-25Listed for sale$159,900
2017-05-31Listing removed$145,000
2017-02-14Listed for sale$145,000
2016-07-12Listing removed$139,900
2016-01-13Listed for sale$139,900
2002-04-02Sold$104,200

For Sale by Agent

AgentMadelaine Silins
BrokerageCHARLES RUTENBERG REALTY INC

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