18499 229th Dr, Live Oak, FL, 32060
About This Home
Escape to your own private retreat on the beautiful Suwannee River, where nature, tranquility, and waterfront living come together. This charming riverfront home is filled with character, featuring stunning natural wood vaulted ceilings, walls, and floors that create a warm and inviting atmosphere. Large windows and abundant natural light showcase the surrounding beauty, making this the perfect getaway for family, friends, or year-round living. Just under 2 ac., this unique property offers approx. 1,442 sq. ft. with a total of 2,254 sq. ft. space. The home features 2 bd, 2 bath, and a spacious loft that can serve as an additional bedroom, office, or flex space. Custom details throughout add to the home's distinctive charm and appeal. Outdoor living is where this property truly shines. Screened front porch or unwind on one of the multiple open-air decks overlooking the natural surroundings with a tiered deck that lead to a lighted boardwalk that winds its way to the riverbank. A 16' x 18' screened gazebo that serves as an incredible observation deck, complete with electricity and water. Continue along the boardwalk to a scenic overlook and floating dock. At front entrance, approx. 1,500sq. ft. concrete pad in place equipped with electric/30amp and water/septic hookup. Located near several public boat ramps and renowned freshwater springs including world famous Peacock Springs a destination known to cave divers around the world. Come experience your own North FL paradise!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Pillar Post Pier
- Roof: Metal
- Construction materials: Frame,Multiple Materials,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range
- Laundry features: Laundry Room,Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace,Ceiling Fan(s),Vaulted Ceiling(s),High Speed Internet,TV Satellite,Open Floorplan
- Window features: Aluminum Frames,Blinds
- Flooring: Carpet Vinyl,Hardwood,Ceramic Tile
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,442
- Total interior livable area: 1,442 sqft
Property
Details
- Parcel number: 2804S11E11996003030
- Zoning: ESA2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Screened,Front Porch,Deck,Patio
- Exterior features: Shrubbery,Flowering Trees,Lighting,Plant Bed
- Fencing: Field Fence,Perimeter,Manual Gate,Fenced
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Suwannee
Lot
- Lot size: 1.84 Acres
- Features: Wooded
- Lot size dimensions: 560 x 144
Parking
- Parking features: 3+ Car,Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Cold Wave
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $280 | $3,360 |
| Property Taxes | $499 | $5,988 |
| Electricity | $197 | $2,366 |
| Total | $3,377 | $40,524 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $470,000 |
| 2026-06-17 | Listed for sale | $475,000 |
| 2023-11-08 | Listing removed | -- |
| 2023-09-20 | Listed for sale | $375,000 |
| 2023-09-11 | Listing removed | -- |
| 2023-07-30 | Listed for sale | $450,000 |
| 2017-01-31 | Sold | $127,500 |
| 2016-09-12 | Price change | $149,900 |
| 2016-07-27 | Price change | $179,500 |
| 2016-07-13 | Listed for sale | $197,500 |
| 2013-09-21 | Listing removed | $94,905 |
| 2013-09-19 | Listed for sale | $94,905 |
| 2013-09-17 | Sold | $94,905 |
| 2013-08-12 | Price change | $94,905 |
| 2013-07-13 | Price change | $99,900 |
| 2013-07-03 | Price change | $158,900 |
| 2013-05-31 | Price change | $167,200 |
| 2013-04-17 | Listed for sale | $176,000 |
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